Nissan 370Z Forum - View Single Post

czirrfb · 11-25-2014, 10:07 PM

Do you guys think its not worth it with 10%APR?

Should I just save $ and take the bus or something for a while? I did some math...

Payments+insurance+gas is gonna cost me about $700 per month for this specific car. And that came out to around almost $9,000 per year and with the APR so high in a year I will have only paid like 4-5k to the 23k loan at which point I could try and refinance and get a lower APR.

I dunno if its worth it, but im in love with the car....

I make about $2,300 per month. I have the following bills....
Rent - My half - $450
Dental - $150 (almost paid off only owe $1,200)
COX - $60
APS - My half - $50

If I was to get this car it would add an additional $700+ per month. Not including any mods or mechanical things I might have to do to the vehicle.

According to KBB the current "Trade in Value" for this specific vehicle with the miles is around $21k

11-25-2014, 10:07 PM	#67 (permalink)
czirrfb Base Member Join Date: Nov 2014 Location: Phoenix Posts: 162 Drives: 03 Nissan 350z DB M6 Rep Power: 10	Do you guys think its not worth it with 10%APR? Should I just save $ and take the bus or something for a while? I did some math... Payments+insurance+gas is gonna cost me about $700 per month for this specific car. And that came out to around almost $9,000 per year and with the APR so high in a year I will have only paid like 4-5k to the 23k loan at which point I could try and refinance and get a lower APR. I dunno if its worth it, but im in love with the car.... I make about $2,300 per month. I have the following bills.... Rent - My half - $450 Dental - $150 (almost paid off only owe $1,200) COX - $60 APS - My half - $50 If I was to get this car it would add an additional $700+ per month. Not including any mods or mechanical things I might have to do to the vehicle. According to KBB the current "Trade in Value" for this specific vehicle with the miles is around $21k Last edited by czirrfb; 11-25-2014 at 10:11 PM.