Just wait. They'll still be making GTRs in 3 years. How much could that lump sum be if you invested it for three years? At 10% each year, that's $212k. Four years is 230k. 10% is a reasonable rate of return to shoot for. At 10% annually it doubles in 7 years. At 28 your greatest asset is time to let things compound. Use your raise to pay more toward the mortgage if you have to pay it down, but if you're paying under 4% I wouldn't be in any hurry to get rid of the deduction.
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2011 MB Touring-Sport-6sp-Nav/GTM TT/FI TT TDX/JTran/Kosmic/Eibach/Hotchkis/SPC/CSF/RPS/SoThatsWhereAllMyMoneyWent
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