Quote:
Originally Posted by Chuck33079
As a potential third option, how about buying a cheap used beater that you can finance on your own for a year? That way you can build your credit to the point where financing becomes an option and it also gives you time to save up more for a down payment. Had you financed some of the cars you've leased in the past, you would have a solid credit history now.
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Leasing wasn't my main option, financing was, which was why I said I wasn't planning on doing it until the end of the year when I can get a slightly better deal. But either way, I'm more a lease kind of guy since I like to switch between cars every few years. If I lease this car and at the end of the 42 months I decide that is the car for me, then I can always buy out lease. Which I've heard people do in total for about the same amount as the finance in the end.