My payment is $365 a month, but i pay $400. I owe about 13k on it.
some say pay with cash, but unfortunately you can't buy a house without credit, so sometimes its a good idea. Im not a credit expert but i thought it would be good to have a loan then pay it off, so it adds to my history. When i bought the Z i had almost no credit so i barely got the loan, i can pay it very easily so its not like I'm just getting by. It was just my lack of credit history
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