I'm starting to understand why your family pays such high insurance premiums if they have the same luck as you. Half of your current issues are not your fault. Half are on you, and could have been avoided. I'm not breaking balls, just pointing something out. Slow down and pay attention, and things are going to go much more smoothly for you. Don't get mad at yourself, just use this as a learning experience. In the scheme of life, you're still getting off easy. No one has gotten hurt, and everything damaged has been cosmetic.
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2011 MB Touring-Sport-6sp-Nav/GTM TT/FI TT TDX/JTran/Kosmic/Eibach/Hotchkis/SPC/CSF/RPS/SoThatsWhereAllMyMoneyWent
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