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Old 09-17-2013, 01:58 PM   #7 (permalink)
Chuck33079
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Well, you're not exactly comparing apples to apples. Ten years is a long time. The NAV may never fail. If you set aside the $1500 you would have spent on the NAV in an appropriate investment over the next decade, it would most likely equal or surpass the $5000 and you would only have to use it if the NAV failed.
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