I'm with the folks who say check your insurance after your renewal date. Like most folks here, in my younger years I was a bit of a lead-foot as well, and the last of those are getting ready to fall off my record. Many of them weren't noticed until the renewal date and the mandatory record check that the company performed...and in one case, it went a full year before they caught it, but best to work under the assumption that they *will* catch it at some point. It might be when you renew your policy, it might be when you change addresses, it might be when you get a new car and change policies, but it will come up at some point...and if you have too many violations, they may even shuffle you onto a high risk driver program and charge you double for the insurance, if they don't drop you altogether.
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