still worth talking to a local credit union and seeing if they can help you. Most credit unions are under 5% rates if you get approved...can't hurt to try.
Your brother is right though, give it a couple weeks and see if they react to losing a sale.
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____________________ PROJECT DiaD - Sold but not forgotten!
The first testicular guard, the "Cup," was used in Hockey in 1874 and the first helmet was used in 1974. That means it only took 100 years for men to realize that in order to work the penis, the brain must remain whole.
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