I financed mine to build up my credit, first car took me from non existent to 750 in a year... Put $11k down, pay $430 a month, 4.9% interest, not great, but it's ok because my credit score didn't hold it's weight because it was all because of car payments which isn't a house and isn't revolving credit like a credit card...
(But I do have all the money to pay the car off in my savings account)
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