It's not so much that I'm "settling" because with me being in college, etc. (I'm only 22) I just kind of accepted I can't be/don't want to be spending 4K on Work rims when I can buy like 7 different parts (lip kit, rear diffuser, fog light, etc.) all for that price. There's just something about the black that makes me feel like pearl white won't look right. Matte black, in my opinion, would look best on a flat white. I'm just hoping if I went polished I didn't regret my decision. Nothing worse than buyer's remorse.
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