i was a car salesman before and your exactly right, a used car on average is marked up atleast 4 grand on average. and if they can get you say 5% on the loan they will tell you 7% and if you agree that 2% goes in there pocket. and say you would want a 400/m payment, they bump you to a 410/m but once you get to finace they will say oh looks like i can get you 400/m but would you like to add xxx warrenty for 410/m? dealers are crooked.....i was goin to plan on offering them 25k for the car, but wasnt sure if that was alil to extreme or reasonable
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