I didn't get taxes back when my car got totaled last year, I just got what the insurance company determined to be fair market value for the car. I was lucky though, I got such a great deal on the new car that the fair market value for the car used was $700 more than I paid for it including taxes. Bought the car for $25k + taxes and other stuff for a total of $28k. Insurance company offered my $27,700 for the car after it was totaled.
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