Quote:
Originally Posted by Apoc370z
Still reading but i will comment on this..
You know straight away that the dealer is shady when they say the bank wont let you finance a car for a certain amount but they are willing to do it if you buy the extended warranty, which will add up to more than the original sum.
Thats when i will look for another dealership
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Pay particular attention to this. I had something similar happen, whereby the dealer claimed I wasnt approved for a certain loan, but then COULD get me approved for an even HIGHER loan. I chuckled and told him "if I'm too risky to be loaned $36,000, why would I be given $38,000?" They want you to feel like they're pulling strings, getting the bank to do you some kind of favor by giving you the money, but the catch is you have to pay for this "favor". Complete garbage, it's a risk assessment, nothing more. I got the loan approved myself from the same bank they claimed to have tried the next day =/
From a Nissan dealership too.