I was watching on news recently about how insurance co's thoroughly investigate claims now, especially when the economy is bad. The insurance co's are tightening their belts not only because the economy sucks, but because lots of people who live above their means i.e. buy cars more expensive than their budgets dictate are burning them, claiming false "stolen reports," etc.
You can spend a lot of time in jail if you're caught making a fraudulent or rigged claim. I'm not the "ethics police," but exploiting the system doesn't work nowhere as easy as when our economy wasn't outta whack.
You do what you gotta do my Nicka...
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