1. If you're not able to get aftermarket parts off the car in place of stock parts before it goes to body shop to determine if total loss then just itemize everything and have receipts (or have some made up). I did this when my Evo got totalled and got payed for everything.
2. Never talk to the other guys insurance company when they try to get a statement from you. Don't even pick up the phone. This is why you have your own insurance agent who you pay to deal with all that.
3. Don't even get out of your car.. just sit and wait for the taxi to the hospital. Wait a sec... you did the hitting? Nevermind. (this could have payed good but you wanted to play demolition derby so you're outta luck here)
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