Quote:
Originally Posted by Island_370
Here is my understanding...
In the US, the car carries the insurance, not the driver. So be mindful of who you let drive your car. That said...
the car's insurance company can go after the driver's insurance company for the claim. The most you will likely be out is your dedectible, but can count as a claim against you.
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I think some states it matters.
That, and your insurance always protects the other car/driver/passengers/property...not yours...
Wicked game they play.