Originally Posted by Ish

Is it an evil practice?

I can buy one outright by December if I start saving right now, but because I work overseas as a defense contractor, it is damn near impossible to get leave that time of year because everybody & their mother wants to be home for the holidays.

I'm also looking at boosting my credit scores (just not a huge credit user) to try & get out of this "starter home" & into a nicer house in a nicer neighborhood, so a friend of suggested that instead of buying outright, finance a portion of it, & pay it off over the next 12 months which should boost my scores.

If I go that route, I'll also have the time & $$ handy to get the clear bra installed, some new headlights (love those 180 halo mods for it), rear fog light, & some Michelin Sport A/S+ (it will be winter after all). Downside, it will be sitting in the garage for about a year before I'm home for good, & thats a year gone from the warranty.