Originally Posted by StackTrack (Post 54775)

The short answer is: no, in general, you are not covered

The long answer is, it depends...

You should assume that your street policy will not cover damage to your car while you're on track since almost all insurers now have wording in their policies that specifically (if not explicitly) exclude coverage while on a racing surface (wording may vary.) However, some states' insurance laws do not allow these exclusions (NC is one). However, even if your state is one of these, chances are good that if you have to file a claim, even if they pay it, they can still drop your coverage immediately afterwards.

SO... what to do?

Depending on the event, you can purchase per-event insurance coverage from providers like Lockton-Affinity for DE style events (events have to be "vetted" by Lockton-Affinity to qualify.) More info here: HPDE Insurance Program

There are others, but this is the one geared more towards first-time attendees and drivers who track expensive, daily-driven street cars that generally aren't paid for yet.

Originally Posted by alan93rsa (Post 55049)

Are Nissan brake lines that bad? I've run track events for 20 years including PCA and HSR racing. With the exception of my 944 turbo GT3S they all ran stock brake lines.

The braided lines are very good lines but most pro teams that run them change the lines out every season. The steel braids can wear the inner line if the braids become damaged. You may or may not see this happening. Hence the preemptive maintenance.