Nissan 370Z Forum
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Nissan 370Z Forum (http://www.the370z.com/)
-   Nissan 370Z Pricing / Ordering Discussions (http://www.the370z.com/nissan-370z-pricing-ordering-discussions/)
-   -   need some help with loan questions (http://www.the370z.com/nissan-370z-pricing-ordering-discussions/5628-need-some-help-loan-questions.html)

CrownR426 06-16-2009 03:46 PM
Quote:
Originally Posted by joseZhartford (Post 92529)
it sucks that u have to be in the military service to join penfed
Just read ak's thread!
It specifies your problem sir! :tiphat:

joseZhartford 06-16-2009 03:48 PM
do u need to have good credit to get that loan?

joseZhartford 06-16-2009 03:51 PM
Quote:
Originally Posted by theDreamer (Post 92536)
Correct, you can pay 20 dollars I believe and join and get the rate.
ur rite i just calld penfed and they said i have to donate 20 dollars to join

CrownR426 06-16-2009 04:08 PM
Quote:
Originally Posted by joseZhartford (Post 92546)
ur rite i just calld penfed and they said i have to donate 20 dollars to join
Wait what the hell?!
So if you pay 20 bucks your garuanteed that 3.99% APR?!
Am i missing something here? :confused:

theDreamer 06-16-2009 04:09 PM
Quote:
Originally Posted by CrownR426 (Post 92561)
Wait what the hell?!
So if you pay 20 bucks your garuanteed that 3.99% APR?!
Am i missing something here? :confused:
No, they will still run a credit check just like any other institution. I am not sure what the requirements are for that interest since I went through my personal bank for my loan (my bank beat PenFed).

CrownR426 06-16-2009 04:35 PM
Quote:
Originally Posted by theDreamer (Post 92562)
No, they will still run a credit check just like any other institution. I am not sure what the requirements are for that interest since I went through my personal bank for my loan (my bank beat PenFed).
icic how long does it take for them to find out how much?
Can you find out the day you pay the 20 bucks?

joseZhartford 06-16-2009 04:47 PM
my credit sucks anybody know a way to get a loan for a 370z i have 10grand to put down

CrownR426 06-16-2009 05:23 PM
Quote:
Originally Posted by joseZhartford (Post 92592)
my credit sucks anybody know a way to get a loan for a 370z i have 10grand to put down
Your most likely going to be paying roughly around 500+ a month if you want a fully loaded z with **** credit... Even with that 10,000 down payment. I suggest you either find another bank or really try the penfed!
Let me know how your purchase goes! :tup:

joseZhartford 06-16-2009 05:29 PM
i was at a local dealership like 10 days ago and aftger they did a credit check they told me that my credit score was too low 500 and i would need a cosigner. cant find nobody yet..thats y im afraid to pay thos 20 dollars to penfed and then they reject the loan


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