Credit Question ??
 

Currently looking at getting a Z within a couple of months and I have a question reguarding Credit. I have 1 auto loan which will be paided off within this month and another which will be paided off in about 3 months which should clear about 30k in total worth of loan debt off my record my current score is 700. About how much of an increase do you think I can expect to see. Just trying to see it it'll be worth it wait it out and clear it all up to get a big bump up or if its not really going to make a difference I would just buy sooner.

You may actually get a decrease since you are closing out 2 accounts that I am assuming you have paid as agreed. The theory of relativity is easier to understand than how your FICO score is derived.

You're credit score isn't likely to change (much), however your debt load will be changing which is just as important as your score.

lol ... that certainly is true. I'm in the process now of doing a little credit research I'll share what i find and see if it makes sence.

Everything affect credit score, and every company has a different system for measuring up your score and history for their means. For example, my score is 720 average amongst the 3, but I can't get a card, loan, or finance plan to save my life ATM since I just got the Z on the last day of Feb, and my score actually went UP after getting the car.