I can't control it my man. Believe me it's a waste of time for everybody.

It's America. Consumer protection laws assume the consumer is dumber than a bag of rocks.

And, in America, the average consumer is dumber than a f***ing bag of rocks.

Oh, I know. A salesman doesn't want to throw a ton of papers at a consumer and spend an hour or so watching them sign. It makes the customer grumpier and takes away from the salesman's time with other customers. So, it doesn't benefit either, except that it legally protects both :rolleyes:
:shakes head::iagree::shakes head:

i just hope buying a car doesn't turn into the paperwork when you buy a house.

I think I signed my name 100 times.

Sorry im not fully grasping... Are you saying everyone has their credit ran even if they are paying cash?

Yes, it will soon happen soon......I don't make the rules.

:iagree:

So what happens if you dont run someones credit? The sale is invalid? Fine? I see this as a huge negative for the dealerships.. A lot of potential sales are going to walk in sheer disbelief

as far as i know, the dealership is obligated by law to run your credit regardless if you've payed for your car in cash, check, or any other financing. my family has purchased cars with a check many times, and they've always had their credit pulled.

when i purchased my z i went through an external credit union as the credit union was a percent lower than the best rate nissan financial could offer me and it was explained to me that they needed to run my credit as well

This thread has certainly taken on a life of it's own. To update some of you folks who chimed in, I did go back to the same dealership and signed the credit application. Even though I had zero intention of financing through Nissan or any of their preferred third parties, it's required. It's kinda like applying for a job, some workplaces run credit checks on potential employees.

The reason as it was explained to me and I'm not certain how true it is, the dealership is just making sure the money that I'm paying with isn't funny. They want to make sure I'm not a terrorist or laundering money for drug cartels. Because let's just say I have $50,000 in outstanding credit card debt or I just filed for bankruptcy; wouldn't it be fishy if I suddenly showed up at a dealership with an envelope stuffed with $34k? Perhaps I'm oversimplifying it and someone correct me if I'm wrong.

Ultimately I got what I wanted, my new Z. I'm definitely keeping a closer eye on my credit score on a monthly basis.

New Z :tup:

It's more for Identity Theft , it's to protect the consumer.

I understand the reasoning, but I managed to walk out with my Z without having my credit run. I'm kind of curious as to why they did not require it (though they did request that I let them)

They weren't going to run our credit because we told them we already had a decent rate. We let them run it anyway to see if we could get a better rate (we did). As far as your credit score, if there are multiple inquiries for an auto loan in a two week period it counts as one inquiry. Same with home loans.

this.