Nissan 370Z Forum

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-   -   COuld i financially own a nissan 370z (http://www.the370z.com/nissan-370z-pricing-ordering-discussions/21134-could-i-financially-own-nissan-370z.html)

Evolution_GT 06-30-2010 06:30 PM

Quote:

Originally Posted by Spec Jay (Post 600648)
what kinda loan term are you looking at?

60 months

IWuv370z 06-30-2010 09:44 PM

Thanks alot everyone

Plan: Put down 20k down payement, pay the rest monthly. I honestly just want the car, i dont care about the rest :) Im young, going to live life to the fullest

Spec Jay 06-30-2010 09:53 PM

850/month @ 60 months is pretty freakin high. what about your interest rate?
unless your buying a touring roadster in black cherry fully loaded

IWuv370z 06-30-2010 10:05 PM

Quote:

Originally Posted by Spec Jay (Post 601054)
850/month @ 60 months is pretty freakin high. what about your interest rate?
unless your buying a touring roadster in black cherry fully loaded

He has 0 down payement tho, im putting down 20 k

SkyZ 07-01-2010 12:43 AM

Quote:

Originally Posted by IWuv370z (Post 601027)
Thanks alot everyone

Plan: Put down 20k down payement, pay the rest monthly. I honestly just want the car, i dont care about the rest :) Im young, going to live life to the fullest

props to you. u'll love the car, best of luck to you in the future. If i ever manage to find some time maybe we can go for a drive. pretty busy tho. we'll see in the future.

Evolution_GT 07-01-2010 12:57 AM

Quote:

Originally Posted by Spec Jay (Post 601054)
850/month @ 60 months is pretty freakin high. what about your interest rate?
unless your buying a touring roadster in black cherry fully loaded

It's a base M6 model w/ sport pkg and in blue... comes to $52,000 after taxes and fees, w/ $7000 down it amounts to that amount roughly. I believe its a 4% interest rate. Nothing's finalized though that's just what the website quoted me.

Quote:

Originally Posted by IWuv370z (Post 601079)
He has 0 down payement tho, im putting down 20 k

I plan on putting $7000 down and that's the amount it gave me... maybe I'll wait a bit longer and save to put $10000 down.

LunaZ 07-01-2010 06:41 AM

Quote:

Originally Posted by IWuv370z (Post 595561)
Currently its a piece of crap 1999 honda civic... Been trying to sell it, and still no one has come to even look at the car.

Keep it and put good all season or snow tyres on it.
Having a 370Z as your only car is going to be tough when Ontario winter arrives.

Quote:

Originally Posted by 370Zsteve (Post 595287)
If you gotta ask you can't afford it. Car Payment Hell awaits you, and the pretty ladies you hoped to attract with this sexy car will spurn you when they realize you have no spare cash.

+1
Based on some of your previous posts and pics of things you like, you're gonna need extra cash for mods and maintenance. Heck, I've spent approximately $2700 on mods since I bought the car 3 months ago. Expect as set of tyres to cost around $1000+ plus mounting and balancing when it comes time to replace them.
In addition to the monthly payment and insurance, it costs me around $175-200 a month for premium gas to drive my Z, and I have satellite radio and traffic updates for about $15 a month.

I found myself asking a similar question when I was considering a Porsche Cayman S. My wife and I are super dinks living in an area with a very low cost of living, but at the end of the day, the Z made much more sense because it kept all the numbers in the "comfortable" range, leaving extra play money for the other things in life we enjoy when we're not driving our cars.
Consider that when you're deciding on whether or not to commit a large percentage of your income to a car.

(USD used in figures above)

Evolution_GT 07-03-2010 02:42 AM

Quote:

Originally Posted by LunaZ (Post 601386)
Keep it and put good all season or snow tyres on it.
Having a 370Z as your only car is going to be tough when Ontario winter arrives.

Do you think if I had a dedicated set of winter tires it would be fine driving it in the winter? I have a BMW rear-wheel drive in my family that has a dedicated set of winters and it works fine... could I expect similar results in a 370?

Spec Jay 07-03-2010 11:56 AM

haha sounds exactly like my car. i forgot that you were using CA.D the price seems ok then.
the 370 apparently does pretty well with snow tires on, based of ak's thread so if you would like to go that route you could. but i personally have my civic to get me to work and back, and any errands that i run. the z is strictly for driving pleasure :D

nogoodname 07-03-2010 01:30 PM

Did you get a car yet?

SkyZ 07-03-2010 04:20 PM

Quote:

Originally Posted by Evolution_GT (Post 604602)
Do you think if I had a dedicated set of winter tires it would be fine driving it in the winter? I have a BMW rear-wheel drive in my family that has a dedicated set of winters and it works fine... could I expect similar results in a 370?

yep it'll be fine. our fearless leader AK drives in the winter. in fact he has a few vids here and there. they say the Z is a surprisingly good car in the winter. just dont be a knob, follow proper snow driving techniques (start in second, easy on the throttle) and ur fine.

Evolution_GT 07-03-2010 06:06 PM

Quote:

Originally Posted by SkyZ (Post 605111)
yep it'll be fine. our fearless leader AK drives in the winter. in fact he has a few vids here and there. they say the Z is a surprisingly good car in the winter. just dont be a knob, follow proper snow driving techniques (start in second, easy on the throttle) and ur fine.

Yeah I was actually just looking through his vids. Pretty good stuff... I feel confident in my soon-to-come purchase now!

Push370zzz 07-04-2010 02:01 AM

Quote:

Originally Posted by IWuv370z (Post 595073)
Hello Forum,

Please to meet everyone here and hopefully i will too join the club of the 370z owner. I am stoked and CANT WAIT!

Anyways here is my situation.

I make around 2500$ a month, I am 20 years old, I live with both parents, and my parents lets just say are rich bastards haha. So me living with them and really I dont have any real expenses of my own, I will save a good 1500$ - 2000$ in the bank for the next 12-15 months. I will have approx 18k - 20k saved up. I work 18$/hr actually..


So basically I will not spend money on anything really but just want to save up for my dream car, my parents are set, Im currently not going to school because my job offers me plenty of hope for the future.

Anyways that aside, If I put a down payement of 10k or 18k on the 370z, is this a stupid idea? I want to drop the montly payement as low as possible

what about insurance and stuff? I was hoping to buy it under my dads name.

:gtfo2:
(of your parents house)


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