n/m...too many shiners has caused a rip in the time fabric here...

It's confusing.

i reported ur VIN as a stolen car

Just don't look her in the eye ;)

:eek:

ill be right back....

WoW way to catch up there John...

He's become the ninja edit meister tonight, just snuck right in there :p

Not unless you want the slapping of your life.

:tiphat:

he is the yoda post whore...

“Fear is the path to the dark side. Fear leads to anger. Anger leads to hate. Hate leads to suffering.”

oh god :eek: hes hulking into a hitler!!!

Next thing you know, he'll be modding at that other board :icon17:

Then he will really have crossed over to the dark side :icon17:

Well its been 4 pages ago and a full day and then some and there is no word from the Inspector....he may of caved in or he is just too busy driving around in his new Z! Let's hope fo the latter.....

Calling Inspector71

http://barfblog.foodsafety.ksu.edu/u...ctorGadget.jpg

I don't know what's happened in the last 25 pages, but you have no business buying any new car over 20k with payment plans so long, and being upside down in payments. You are way in over your head

^ only posts once a month. Official "biggest lurker" winner. :icon17:

:iagree:

he's planning to keep this car for a long while, so rolling in negative equity from a current trade that is already worth less than it's value is just...

Rolling around in negative equity, long payment plans with huge payments is why the economy is in the crapper (on a bigger scale, though).

OP, 72 months? $550 a month? really? good god. I'd think twice before you bought a $32,000 car for $40,000. If you think it's worth that much, then go for it

In over my head
 

I considered whether or not this is going from bad to worse. I am weighing the fact that I am still driving my 86' Rx7 because I like it and took good care of it as I do all my vehicles including my 66 Sport Fury which is getting a body make-over. I am also considering the fact that I will always be upside down in my Pathfinder as it depreciates each year. That was not a huge problem as I take care of it as well. It is sitting in the garage with 23K miles and looks brand new...bright shiny and red. I am also middle aged and could retire from my teaching job in 5 years. I might go longer but once I retire, I doubt I will be buying anything too expensive so this might be it for me (who wants to be a high school teacher at age 65?..or older???). These are the pro's but there are cons I am weighing as well. I have submitted a credit app through Fusz (nice folks by the way) and they will give it their best shot. The one I drove almost two weeks ago is still here and I still have my current payment of $644 a month on the Pathfinder.

As a 17 year teaching veteran, I am very lucky to have a good job that is somewhat insulated from what politicians are doing to the economy although I do worry about my retirement.

I congratulate you on keeping it so long, thats some good stuff, and can understand why you want something new. But 72 month are for people that live in the ghetto, not teachers ;)



You can fix that by paying it off. If you are unable to do that then you can increase your payments

Your responses make our case !!!!
POUND SAND !!

We're working on it!

i already mentioned wait for it....lol


a Genesis coupe isnt the same at all.....

jginnane- nnn...ive been saying from the beginning to sell the pathfinder and save up a year.

and do it right the first time and get the Z, not some hyundai. you'll end up buying the Z anyway later on. save up, get wat you really want. no substitutes. otherwise you're just wasting your money.

For HotRod Pilot
 

I appreciate your frankness. I did some checking and it is not $554 for 72 months but for 84 months. Give or take, that comes out to around $42,210.00 dollars for a $31,000 dollar car...a 7 year loan. I could pay it off early by sending in more than the payment but I need to really think about this.

jginnane
 

Thank you very much for an excellent post. Naturally it is not what I want to hear but need to read. I am definitely reflecting on what you have said and having second thoughts about whether the time is right. Again, I really appreciate you taking the time to offer very wise advice. Also, I too was wondering about the cost of tires and so forth. The Pathfinder is in such good condition it looks brand new. I baby everything I own which is why my Rx7 is going strong and its an 86...

$554 x 84 months = $46,536. It's also equal to "not worth it"

I would have to agree, even though I am the one trying to sell you the car. It's not the right time. I would wait, until you are in a better situation.

hate to agree but...:iagree:

well...well...

looks like somebody got a shiny new red 370z!

wheres are picks Inspector71 :tup:

CongratZ Inspector Gadget!!!

lol

here he is with the fam on the way to the dealership...

http://i39.tinypic.com/1zh1spc.jpg

You know there just comes a point in time where you need to do something for you. Get the car as you have earned it even if you spend a little more than you want. Life needs to be enjoyed at an age when you can enjoy it.

Mine is 72mo at $642/mo.

Guess what? I'm still paying off debts, and snowballing to the next debt. I have another credit card (due to pay off in March), then a civic I refinanced (august) then the Z, with a couple of years...end up paying the Z off in 3 years or less.

Oh you finally got it. :D. Congrats.