use your insurance. yah, i was thinking the bearing too later on since you mentioned it sounded louder 60mph+

But won't that raise my premiums more than the cost of the bearing?

this would be for the entire repair including your wheel.

your insurance should have a limit of how much they can pay u without raising your premium.

if your deductible is high, then probably not worth the hassle.

Well my deductible is 500 which isn't that high ill call the agent