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-   -   Need help!!! With this 370z purchase...PLEASE!!! (http://www.the370z.com/nissan-370z-general-discussions/85259-need-help-370z-purchase-please.html)

shawnski 01-31-2014 09:58 AM

Quote:

Originally Posted by Chuck33079 (Post 2673660)
So at the end of the GOOD LEASE PROGRAM do you own the car? Point out what I said that was inaccurate. Your argument is "not everyone wants to pay 600 a month payment and not everyone has 10k+ to put down, and some people work hard and want to drive a nice luxury car"?

Exactly what I would expect from a guy who works at a car dealership. :rolleyes:

no i don't own the car at the end of 36 month lease and if you finance the car for 60 months you don't own it till end of 60 months!!
figure it out
36 monthsX 400 a month lease
36 monthsX 600 a month finance
see what you have saved
then 24 more months of 600 a month left
then you own the car
not counting extra maintenance you need to do for extra 24 months!
do the calculation, i don't have time!:bowrofl:

synolimit 01-31-2014 09:59 AM

Quote:

Originally Posted by FPenvy (Post 2673631)
ummmmm yea in the end you give your stuff back. i own mine.........and for less money than you WASTED on yours.

i'll put it in these terms. you pay for the hooker, get the sex, and in the end she leaves. it's nice but you just end up having to do it again.

me.....i just own that bitch. :tup:

:bowrofl:


Ummmmm no you don't. I can buy the car tomorrow. I can sell it tomorrow. I can buy at lease end. Or I can give nissan the keys and walk. (I'll buy it at some point in time but I could also just trade in it for the brand new 2016 Z in 30 months and owe nothing). PS I haven't wasted anything yet!! Not till AFTER I buy the car and pay interest on the buy loan after its fully paid off. Then I'll have spent $20.80 a month more than you. Big deal.

But you owning that bitch can have issues if you want a divorce early. My divorce is written in stone in 38 months total and I have a prenup letting me pay ZERO ;). And if the car gods smile upon me and it holds its value, that bitch owes me money :happydance::happydance::happydance:

but that's not gonna happen because nissan screwed us all with the 14 price drop. So instead of eating $3600 in 38 months like 13 buyers will, I walk I zero.

wheee! 01-31-2014 10:01 AM

and we were soooo close....

FPenvy 01-31-2014 10:03 AM

Quote:

Originally Posted by synolimit (Post 2673699)
Ummmmm no you don't. I can buy the car tomorrow. I can sell it tomorrow. I can buy at lease end. Or I can give nissan the keys and walk. (I'll buy it at some point in time but I could also just trade in it for the brand new 2016 Z in 30 months and owe nothing). PS I haven't wasted anything yet!! Not till AFTER I buy the car and pay interest on the buy loan after its fully paid off. Then I'll have spent $20.80 a month more than you. Big deal.

But you owning that bitch can have issues if you want a divorce early. My divorce is written in stone in 38 months total and I have a prenup letting me pay ZERO ;). And if the car gods smile upon me and it holds its value, that bitch owes me money :happydance::happydance::happydance:

but that's not gonna happen because nissan screwed us all with the 14 price drop. So instead of eating $3600 in 38 months like 13 buyers will, I walk I zero.

wait wait wait........

why would i marry a hooker i'm pimping out.

c'mon bro.....you cant make a ho a house wife. :shakes head:

with all this finance talk you'd think you'd at least get the hooker part of the story right. geez.

:facepalm:

now you for sure lost. :tiphat:

lt_370z 01-31-2014 10:04 AM

Syno, why do you own a house? Why not rent an apartment for the rest of your life? Save money on property tax and you can spend that on track days...

synolimit 01-31-2014 10:05 AM

Quote:

Originally Posted by DEpointfive0 (Post 2673652)
So off topic, Christ, c'mon, let synolimit lease, it's better for some than others, not every thread with him needs to turn into who has the largest cóck and the most cash on hand.

So worthless to argue over time and time again

I sorry :rolleyes:

Chuck33079 01-31-2014 10:06 AM

Quote:

Originally Posted by shawnski (Post 2673697)
no i don't own the car at the end of 36 month lease and if you finance the car for 60 months you don't own it till end of 60 months!!
figure it out
36 monthsX 400 a month lease
36 monthsX 600 a month finance
see what you have saved
then 24 more months of 600 a month left
then you own the car
not counting extra maintenance you need to do for extra 24 months!
do the calculation, i don't have time!:bowrofl:

Why wouldn't you use the same term note as the lease to make the numbers comparable? Not everyone wants a 5 year note. And "not owning the car at the end of the lease" isn't the same as "Not owning the car until the end of the note".

Oh, wait, you're a car salesman. :rofl2: You have a vested interest in playing games with numbers.

Chuck33079 01-31-2014 10:09 AM

One thing I think we can all agree on- this thread isn't long for this world. :rofl2:

Sorry OP, hope you got what you needed before we all tarded it up :rofl2:

synolimit 01-31-2014 10:11 AM

Quote:

Originally Posted by Chuck33079 (Post 2673682)
You own it? At the end of the lease your name is on the title? Do we have different definitions of ownership? You're correct, you have the ability to sell the vehicle at any point. That doesn't mean you're the owner. You can sell you house at any point, but until you make the last payment the bank is the owner.

As much as any guy that would own a buy during 5-6 years while still paying. Forget the lease part. Worry about time frame. If you buy and I lease then buy, we're in the same boat. I pay less but slightly more over time. You pay more but slight less over time. Pick your poison. To each their own, geeez.

FPenvy 01-31-2014 10:12 AM

Quote:

Originally Posted by Chuck33079 (Post 2673718)
One thing I think we can all agree on- this thread isn't long for this world. :rofl2:

Sorry OP, hope you got what you needed before we all tarded it up :rofl2:

simple.

OP - dont buy


syno - needs to buy


:tiphat:

synolimit 01-31-2014 10:12 AM

Quote:

Originally Posted by FPenvy (Post 2673669)
sounds like you get $1000 cars and just need new ones every year orrrrrrr you just have poor taste and hate them quickly. :bowrofl:

but going on what you've said about all these cars and bikes you've owned/own the $200 a month different between a lease or owning shouldnt even be relevant.

that or you're just lying.

Ill PM the list if you want it

6MT-Z34 01-31-2014 10:13 AM

I didn't read through the whole thread but for the people that lease have you guys ever tried to buy the car after or just went looking for a new car?

People that I know say leasing is better because you can buy the car after for a really good price but the few people that actually try to buy the car after realize that leasing was a bad choice because the price to buy the car is not even close to what they told them originally.

FPenvy 01-31-2014 10:14 AM

Quote:

Originally Posted by synolimit (Post 2673721)
As much as any guy that would own a buy during 5-6 years while still paying. Forget the lease part. Worry about time frame. If you buy and I lease then buy, we're in the same boat. I pay less but slightly more over time. You pay more but slight less over time. Pick your poison. To each their own, geeez.

well for a guy who cant love a car enough to keep it for more than a year or less then divorce part you mentioned earlier makes sense now.

FPenvy 01-31-2014 10:14 AM

Quote:

Originally Posted by synolimit (Post 2673726)
Ill PM the list if you want it

i rather recieve nudes than a list.

Chuck33079 01-31-2014 10:15 AM

Quote:

Originally Posted by synolimit (Post 2673721)
As much as any guy that would own a buy during 5-6 years while still paying. Forget the lease part. Worry about time frame. If you buy and I lease then buy, we're in the same boat. I pay less but slightly more over time. You pay more but slight less over time. Pick your poison. To each their own, geeez.

:iagree:

Shall we now add in opportunity cost to keep the debate going until the mods shut this sucker down? :rofl2:

Even better- let's assume any differences are invested. And we need to bring in taxes too. How complicated can we make this word problem? A train leaves Albuquerque travelling at 167 mph.....

FPenvy 01-31-2014 10:16 AM

Quote:

Originally Posted by Chuck33079 (Post 2673737)
:iagree:

Shall we now add in opportunity cost to keep the debate going until the mods shut this sucker down? :rofl2:

IBTL......first lol i win again :bowrofl:

synolimit 01-31-2014 10:17 AM

Quote:

Originally Posted by lt_370z (Post 2673707)
Syno, why do you own a house? Why not rent an apartment for the rest of your life? Save money on property tax and you can spend that on track days...

Lol where the **** do you live? My apartments have been well over $1000 for a shitty 1 bedroom. My house is $900 for 3 beds, about 500 more square foot and lots of land. And I know you're being funny so you know why.

FPenvy 01-31-2014 10:19 AM

Quote:

Originally Posted by synolimit (Post 2673741)
Lol where the **** do you live? My apartments have been well over $1000 for a shitty 1 bedroom. My house is $900 for 3 beds, about 500 more square foot and lots of land.

bro stop lying.....you live in cleveland. enough said.

Chuck33079 01-31-2014 10:24 AM

I think the only thing the OP has learned at this point is that we're all an argumentative bunch of pricks. :rofl2:

synolimit 01-31-2014 10:25 AM

Quote:

Originally Posted by 6MT-Z34 (Post 2673730)
I didn't read through the whole thread but for the people that lease have you guys ever tried to buy the car after or just went looking for a new car?

People that I know say leasing is better because you can buy the car after for a really good price but the few people that actually try to buy the car after realize that leasing was a bad choice because the price to buy the car is not even close to what they told them originally.

I have not because I want new all the time.

100% false. They're lying to you. In the contract is the residual price. There is no moving that price for anything!

Now if you drive over your miles and beat the **** out of the car and the VALUE is under the residual (that's what the price of the car should be after 3 years if the amount of miles you bought and still in good condition), then you'd be buying a car for the agree upon price, say 20k, but it's only worth 18k because you drove it an extra 10,000 miles. Dropping the value happens to anyone the more your drive it.

theDreamer 01-31-2014 10:27 AM

Quote:

Originally Posted by Chuck33079 (Post 2673737)
:iagree:

Shall we now add in opportunity cost to keep the debate going until the mods shut this sucker down? :rofl2:

Even better- let's assume any differences are invested. And we need to bring in taxes too. How complicated can we make this word problem? A train leaves Albuquerque travelling at 167 mph.....

And another train leaves Los Angeles traveling 147 mph, at won't point do you buy versus lease?

There are too many factors to throw into this debate of leave v buy, not just the cost of the car, but interest rate, time value of money & opportunity cost. Those arguing for a lease need to also understand that a lease really is meant to be written as a loaner car for X number of years. It really is not a viable way to get into a car and then buy it out at the end, unless you know exactly what the value of the car is worth in X years and it beats what the dealership or loan company is offering.

Chuck33079 01-31-2014 10:29 AM

Now, we have left out one very good reason to lease- it gives you the ability to drive a BMW/Merc/Audi and just give it back the moment it starts to break. :rofl2:

FPenvy 01-31-2014 10:33 AM

Quote:

Originally Posted by Chuck33079 (Post 2673758)
Now, we have left out one very good reason to lease- it gives you the ability to drive a BMW/Merc/Audi and just give it back the moment it starts to break. :rofl2:

valid point my friend :tiphat:

synolimit 01-31-2014 10:35 AM

Quote:

Originally Posted by FPenvy (Post 2673734)
well for a guy who cant love a car enough to keep it for more than a year or less then divorce part you mentioned earlier makes sense now.

Well fingers crossed I'll keep this forever. I'm graduated, good job, home etc, I'll buy a used jeep down the road to play with and hunt and winter etc.

synolimit 01-31-2014 10:40 AM

Quote:

Originally Posted by FPenvy (Post 2673742)
bro stop lying.....you live in cleveland. enough said.

Lol do I? I lived near there. Want the apartment link? Then moved to columbus. I'll update for you now.

synolimit 01-31-2014 10:43 AM

Quote:

Originally Posted by Chuck33079 (Post 2673758)
Now, we have left out one very good reason to lease- it gives you the ability to drive a BMW/Merc/Audi and just give it back the moment it starts to break. :rofl2:

100% correct! :iagree:

However the wife's parents 07 c270 and 11 e350 and my 09 c300 have all been great. If it breaks then I'm ****** :bowrofl:

But let's be real, those cars also can be owned by people who want that but can't afford the buy. Nothing wrong with that.

Also some people here can't even turn a wrench. Some people go 20k on an oil change. Those people are not great buyers since the dealer will do the maintenance and they don't know jack.

FPenvy 01-31-2014 10:44 AM

Quote:

Originally Posted by synolimit (Post 2673784)
Lol do I? I lived near there. Want the apartment link? Then moved to columbus. I'll update for you now.

oooooo apartment link.....sounds kinky :yum:

lt_370z 01-31-2014 10:46 AM

Quote:

Originally Posted by synolimit (Post 2673741)
Lol where the **** do you live? My apartments have been well over $1000 for a shitty 1 bedroom. My house is $900 for 3 beds, about 500 more square foot and lots of land. And I know you're being funny so you know why.

I live in a state where the property tax will rip you a new a55hole.

synolimit 01-31-2014 10:52 AM

Quote:

Originally Posted by lt_370z (Post 2673794)
I live in a state where the property tax will rip you a new a55hole.

Well my city's are busy so high apartments. Property around here is 2-4k.

Trips 01-31-2014 10:54 AM

http://www.davidwygant.com/blog-imag...trainwreck.jpg


Move it along theres nothing to see!!


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