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it sounds like you've got a good head on your shoulders. your saving your money and working towards a goal. at 20 i know it will be hard to get credit.
and it would be best if you did pay cash. i wonder how many members on here paid cash. i didn't. sorry getting off the subject save your xss off until next summer. find a great used 370 they will be harder to find then getting the loan! but i'd be willing to bet if you've got at least 65 to 75 % to pay down you can find a lender. hell any nissan salesman will find you one. sorry to ramble. |
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Buy a house, your credit will fly sky high :), true story
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To help your credit you could take a loan against cash. Example:
1.) Take a two thousand dollar loan. 2.) Open a new Share (it's a virtual container for cash) with your Credit Union/Bank 3.) Figure out the total Interest for that loan and put that amount in the Share too. 4.) Forget about the loan. Buying a house Bianary0x01 said will put the credit through the roof too. However, making payments on your car will also raise your score quite high too. Personally I would pay a large amount on the car and take a reasonable loan. Figure out how big you want your monthly payment to be and put down a large enough down payment to get you that number. Try this: Auto loan calculator - Bankrate.com |
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