Owned since day one, can't really justify having a payment on a toy.

Paid in cash money.

damn look at all these ballers.

True That. I put down 10k. But thats only cause I sold a car.

Paid in full. First time in years without some sort of car payment. Feels good.

I'm wondering what are you doing at HCC, you don't go there do you ?

That might be true, but I paid for half of it myself by selling my last car which I owned and running a successful detailing business back in CT. I knew I would get flamed. And it is nice, but I appreciate my property and take care of my car better than most as I have a lot of respect for working for what you have.

Cash+Trade, but mine was a year old :)

OTOH, I tend to keep cars a long time so a loan doesn't bother me either...

Put $10 K down and financed the rest as I like flexibility with my money. I have some much higher returns with my liquid assets than my very low interest rate.. No need to tie them up in the car.

Hai!

full owner here.

...Paid in full...

trade in took me into the low 20k range then paid off within a year.
Turbo I bought on CC then paid off in 3 months. :driving:

Nobody does. Check your vehicle title and it says "abstract". The government owns everyones vehicles. :D

This is why GAP and free new car replacement (total the car within 3 years and they buy you a brand new one) are a "must" for me on my insurance policy. Also got GAP through my financing agency incase, God forbid, something with the insurance company goes wrong somehow.

I had a teacher in high school who's son had a new (then) '03 Cobra, and the insurance lapsed on Friday, he was going to re-up his policy on Monday. Car was hit Saturday (hit/run). Luckily, only $1200 or so in damage, but it's a good lesson. GAP, GAP, and more GAP, if you are anywhere near even/upside down. Even if not. GAP. It's cheap.