Nissan 370Z Forum - Funny....insurance.. lol

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Nismo89

04-04-2011 09:36 PM

Funny....insurance.. lol

hey all ...well just wanted to let everyone know i got my Z today, at the dealership.... drivers so so nicee and i love it to death....

but the added suprise was when my dad and brother told me that they contacted the insurance company and they only raised my insurance $200 because they told my dad... "its not a sports car because it doesnt have a turbo in it... if it hada turbo in it...then yes it would be considered a sports car"

dad told me and i was even more estatic..... :bowrofl:

Note: the guy in the pic is my dad. checking for scratches

anyone else have this happen?

UPDATED!! My New 2011 Z... i love LOVE it.
http://i33.photobucket.com/albums/d7...untitled-1.jpg

and..
http://i33.photobucket.com/albums/d7...untitled-2.jpg

Masa	04-04-2011 09:57 PM

Congrats on the car! I see you're from MD too! :hello:

I had something similar. Mine said something about it being not a V8 -- in the end I only end up paying $558 / 6 months.

JrumMusic

04-04-2011 10:13 PM

Yes i recently had a 2001 Chevy cavalier insurance and deductible all the same as what im about to say, no differences in coverage.

Im 21 years old.

*old car* 2001 CAVALIER - $156 a month

*old car* 2010 RX8 - $116

*current car* 2009 - NISSAN 370Z SPORTS PACKAGE - $106!!!!!

HAHA MINE WENT DOWNNNN

Congrats on the Z bro, im so happy with mine, just make sure to drive safe for the most part.

Nismo89

04-04-2011 10:26 PM

i LOVE LOVE LOVE my Z so much..... im a very safe driver... i dont see the point in speeding on the road because it leads to troulbe to everyone ..higher insurance.... injury , death..... exc..... if you want to speed. PLEASE PLEASE do it where speed is expected... the track.... or strip.... not the road.... and please be safe..

i know i was expecting it to sky rocket.... but instead? it went up only a lil because to them the z isnt a "sports" car till it hasa turbo in it..

JrumMusic

04-04-2011 11:52 PM

Quote:

Originally Posted by Nismo89 (Post 1033222)

Very smart man, my buddy at work said this...

"Why race a car you already know you can beat"

"Even if you cant beat it, your car is still sexier, looks like a super car" haha

But yes stay safe, but for the most important thing is HAVE FUN in it!! Its a sports car so your gonna smash the gas sometimes, i mean theres a time and a place, you understand lol im just happy to be apart of this RARE community of Z owners, im only 21 and im 100% financially stable on my own, no parents helped buy **** for me, im doing it on my own!!! *NOT SAYING HAVING HELP FROM PARENTS IS BAD, JUST SAYING I FEEL PROUD OF MY SELF* =]

jaedub

04-04-2011 11:54 PM

congratz! Have fun and drive safe!!

Nismo89

04-04-2011 11:59 PM

Quote:

Originally Posted by JrumMusic (Post 1033321)

Very smart man, my buddy at work said this...

"Why race a car you already know you can beat"

"Even if you cant beat it, your car is still sexier, looks like a super car" haha

But yes stay safe, but for the most important thing is HAVE FUN in it!! Its a sports car so your gonna smash the gas sometimes, i mean theres a time and a place, you understand lol im just happy to be apart of this RARE community of Z owners, im only 21 and im 100% financially stable on my own, no parents helped buy **** for me, im doing it on my own!!! *NOT SAYING HAVING HELP FROM PARENTS IS BAD, JUST SAYING I FEEL PROUD OF MY SELF* =]

oh i know especially that line thats bolded.... i took it out for a lil cruise after i got home around the town right? and what do ya know..... driving through the McDonalds parking lot..... what pulls up beside me..both sides of me? 2 Civics reving their engines with tinted windows.... they then rolled down the windows... looked at the car, did one of those "oh ****" looks on their faces and backed off lol me and my friend were like "wow! ...... immaturity! .... Dont mess with the big boys please.... the track is where its at":eekdance::gtfo2:

JrumMusic

04-05-2011 12:03 AM

Quote:

Originally Posted by Nismo89 (Post 1033333)

***NOT THE MCDONALD CIVIC GANG!! OH NO!!!***

LMFAOOOO thats sooo the typical import car everywhere huh? lol

But ya i actually enjoy cruising around ENJOYING the car, have a blast man!!

dirtrat

04-05-2011 12:13 AM

My insurance only went up $45 every 6 months on my 2011.

Nismo89

04-05-2011 12:14 AM

Quote:

Originally Posted by JrumMusic (Post 1033337)

***NOT THE MCDONALD CIVIC GANG!! OH NO!!!***

LMFAOOOO thats sooo the typical import car everywhere huh? lol

But ya i actually enjoy cruising around ENJOYING the car, have a blast man!!

hahahaha i know what you mean and yes the Civic gang was out ...cuz you know... McDonalds... is where all the "cool " kids roll into....

that may be true but its not where you'll catch my Z. rolling in the McD's!

there was also what looked like a suburu parked with windows tinted, big huge wing on the back end of it and rims just sitting there parked noone around and we were like "really?? i mean really?!?.... 2 civics and then this? McD's is REALLY where it MUST be at.. wow...":tiphat:

ImportConvert

04-05-2011 01:16 AM

Quote:

Originally Posted by Nismo89 (Post 1033147)

hey all ...well just wanted to let everyone know i got my Z today, at the dealership.... drivers so so nicee and i love it to death....

but the added suprise was when my dad and brother told me that they contacted the insurance company and they only raised my insurance $200 because they told my dad... "its not a sports car because it doesnt have a turbo in it... if it hada turbo in it...then yes it would be considered a sports car"

dad told me and i was even more estatic..... :bowrofl:

Note: the guy in the pic is my dad. checking for scratches

anyone else have this happen?

UPDATED!! My New 2011 Z... i love LOVE it.
[IMG]http://i33.photobucket.com/albums/d79/hunter89/untitled-1.jpg[IMG]http://www.the370z.com/nissan-370z-general-discussions/

and..
[IMG]http://i33.photobucket.com/albums/d79/hunter89/untitled-2.jpg[IMG]

Congrats!

They go by VIN#, not what the dealership tells them it has under the hood. How old are you? That has a LOT! to do with insurance, as does the state you live in. When I changed states, my insurance nearly doubled on my F-body.

maro	04-05-2011 03:28 AM

Quote:

Originally Posted by JrumMusic (Post 1033207)

wow,,,i have 09 too,,and im 25 n i pay 960 for 6 month,,,which insurance company r u with?

ImportConvert

04-05-2011 05:02 AM

Quote:

Originally Posted by maro (Post 1033447)

wow,,,i have 09 too,,and im 25 n i pay 960 for 6 month,,,which insurance company r u with?

It doesn't much matter. It's totally different than what you will pay.

Vegitto-kun

04-05-2011 05:26 AM

here they don't look at engine size or turbo.

purely the HP and worth of the car new.

fullmonty

04-05-2011 07:00 AM

Welcome! When I bought mine it dropped my insurance and I was coming from a truck

JrumMusic

04-05-2011 09:44 AM

Quote:

Originally Posted by maro (Post 1033447)

wow,,,i have 09 too,,and im 25 n i pay 960 for 6 month,,,which insurance company r u with?

allstate.

Astrosfan

04-05-2011 09:48 AM

actually the z is considered a sports car according to state farm.

My insurance increased by $4mo. It would have been the same if i was to get a corvette. still only paying $560/6mo.

birdmanx1

04-05-2011 10:10 AM

Congrats man, glad you finally got the ride you wanted. Have fun with your car and be safe. Nice color choice BTW :tup:

Red__Zed

04-05-2011 10:44 AM

nice!

Nismo89

04-05-2011 11:05 AM

Quote:

Originally Posted by Astrosfan (Post 1033715)

actually the z is considered a sports car according to state farm.

My insurance increased by $4mo. It would have been the same if i was to get a corvette. still only paying $560/6mo.

thats what i thought as well....2 seater, the look of the car, the horsepower it has,.... but according to my insurance company "it doesnt have a turbo .. therefore to us, it is not a sports car":happydance:

great news for me! i got my Z AND my insurance didnt get jacked up because im 21 and have a "sports car" .... to them... im 21, and dont have a sports car =) :iagree:

Ron	04-05-2011 11:53 AM

So this is more of a sports car because it has a turbo?

http://images.autoexposure.co.uk/AET...1031078_1b.jpg

Ins. Companies have no idea Lol. Congrats on the car!! Take good care of it man.:tup:

Nismo89

04-05-2011 12:12 PM

Quote:

Originally Posted by Ron (Post 1034087)

So this is more of a sports car because it has a turbo?

http://images.autoexposure.co.uk/AET...1031078_1b.jpg

Ins. Companies have no idea Lol. Congrats on the car!! Take good care of it man.:tup:

which would YOU think had the turbo?

^that car... or this below..

http://i33.photobucket.com/albums/d7...untitled-1.jpg

one has to wonder but HEY im not complaining, got my Car, the car i wanted! AND insurance didnt sky rocket like I was hearing from ppl both family AND friends... it was meant to be.:excited:

OldGuy

04-05-2011 08:00 PM

Quote:

Originally Posted by Nismo89 (Post 1033147)

Much to my surprise, my Z insurance was the same as the premium Nationwide charges me on my 4 cyl. Altima coupe. Just don't ask any questions....

brado

04-06-2011 07:31 PM

i have nationwide and when i gave them the vin it showed up on their computer as a 350. i had a tiburon before and payed 173 a month and now i pay 91 a month on the Z. im 23 by the way.

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