put down ten, still owe 30

Zero down

Bought used, paid everything left after the trade.

I put down 15K at 3.9% interest. I paid like $2500 in interest over 60 months.

7K plus a trade in valued at just under 5K

So... around 12K, with a loan for the remainder.

15k down, balance @2.99% over 60 months.

Couldn't put any more - I had to funnel three times that amount working on our "fixer upper" (not to mentioned the 20% down payment on the house). Cripes, SoCal real estate is still too damned expensive...

Almost thinking I should shove the wife and kids into a small studio apartment with low rent and purchase that R8 Spyder... NOT!

I put down 6k just so I wouldn't be upside down in it at any point. I'd never pay cash for a car when I can get interest rates that are lower than what I can make in investments. Pentagon Federal has 3% new auto loans, and Navy Federal has 2%! Come on now...if someone offered to loan me thousands of dollars at 2-3%, I'd take it regardless of whether I needed it or not.

If you can't make 3% on your investments, then yes...you should pay cash.

+1, I can't afford $300K for a house/land up front, and a car was the best way to build the kind of credit to tackle large-ticket items. I'm just getting started in life, financially.

I put down 10% of the amount financed on my car.

I paid cash for my Z.

Just cashed in my platinum warranty and used that as down payment

20k down
Financed the rest at 3.9%

This is what I did too.

^--- This.

I put 7500 down. I'm paying 3% on my loan, although gains aren't as good as they once were, I'm surely getting more than 3% on the 28k that I would have put on my car.

10K down

100%