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-   -   How much did you put down on your Z (http://www.the370z.com/nissan-370z-general-discussions/33428-how-much-did-you-put-down-your-z.html)

03g35coupe6mt 03-22-2011 07:00 AM

20k down
Financed the rest at 3.9%

Mt Tam I am 03-22-2011 08:54 AM

Quote:

Originally Posted by onzedge (Post 999468)
I put down the agreed-upon price of the car, tax, extended warranty and license fees -- in total.

Quote:

Originally Posted by Blue370tt (Post 999481)
Same for me....paid in full.....no extended warranty though

Quote:

Originally Posted by kenchan (Post 999485)
paid in full is the way to go. :)

Quote:

Originally Posted by Jjaden (Post 999545)
Paid in full.

Everyone is different and I respect all approaches but my feeling has always been if I can't buy it outright I probably shouldn't buy it.

Again this is something I apply to myself, and not preach to others...

Quote:

Originally Posted by SVTNate (Post 1001370)
I paid cash for my Z.

This is what I did too.

igotcabada 03-22-2011 09:21 AM

Quote:

Originally Posted by shadow2k (Post 1001360)
I put down 6k just so I wouldn't be upside down in it at any point. I'd never pay cash for a car when I can get interest rates that are lower than what I can make in investments. Pentagon Federal has 3% new auto loans, and Navy Federal has 2%! Come on now...if someone offered to loan me thousands of dollars at 2-3%, I'd take it regardless of whether I needed it or not.

If you can't make 3% on your investments, then yes...you should pay cash.

^--- This.

I put 7500 down. I'm paying 3% on my loan, although gains aren't as good as they once were, I'm surely getting more than 3% on the 28k that I would have put on my car.

red6spd 03-22-2011 09:23 AM

10K down

jpritche 03-22-2011 10:22 AM

100%

onzedge 03-22-2011 10:34 AM

Quote:

Originally Posted by jpritche (Post 1001814)
100%

:tup:

mototrmpt 03-22-2011 10:38 AM

Bought used from a private party and paid in full. I recently purchased another vehicle and anticipated paying in full, but the dealer offered 1.9%. I put 40% down on that vehicle and financed the balance. I hate car payments so I plan on paying it off within 3 years.

Jeffblue 03-22-2011 11:07 AM

paid 0 down. I haven't made any payments yet, and they STILL haven't found me!

crap gotta run!

Horseface 03-22-2011 01:04 PM

$43,000.

:tiphat:

StLRedrider 03-22-2011 01:38 PM

11k

Nismo89 03-22-2011 03:00 PM

well ive been thinking on this for a while, turns out im going to be putting more than 15,000 down on my car.... (15,000..check) then the trade in Value for another car, trade in value worth anywhere from 2 to 6 thousand ..... ontop of the 15,000 already, so all in all.... total amount put down? anywhere from 17 to 20 thousand before even driving a single mile on the car itself =)

OldGuy 03-22-2011 03:33 PM

I've always paid cash for my cars, and I realize that I am fortunate to be able to do so. But that said, I'd never buy a relatively expensive and less than practical car like a Z (hard for it to be a 12 month DD here in snowy western PA) unless I could afford, without strain, to pay cash for it.
I consider owning a Z to be a real treat---for me a reward for a full career of hard work and careful financial planning. I wouldn't have bought it unless and until all the other higher priority items in life have been paid or provided for. But that's just me. To each his own.

optiontrader 03-22-2011 10:29 PM

Quote:

Originally Posted by shadow2k (Post 1001360)
Come on now...if someone offered to loan me thousands of dollars at 2-3%, I'd take it regardless of whether I needed it or not.

LOL, agreed - that's what many people did during the housing boom and happy years of easy credit. Why put 20% down on a home when you can use OPM (other people's money), and then flip the house a year down the road for $100K? My blood still curdles hearing of stories of no-down, $150K payoffs. Then again, I hear the other side of the market: buying a $1.5M home on an option only loan only to find out it's worth 3/4 that within two years...

I expected interest rates to at least come up, esp. with auto loans. If anything, rates have gone DOWN recently. The market is an infinitely unknowable thing, eh?

Quote:

Originally Posted by Jeffblue (Post 1002000)
paid 0 down. I haven't made any payments yet, and they STILL haven't found me!

crap gotta run!

:icon18:

90 ST 03-22-2011 11:13 PM

with cash and trade in about 4k, but i was about to build another house, so i had to keep money for that, plus i didn't plan on buying the Z for another year.

1slow370 03-23-2011 02:35 AM

7.5k

Jessobear 03-23-2011 05:37 AM

I leased my car, but I think I put $6400 down on the lease portion. If I buy the car out at the end of the lease, I'll just pay cash for the residual.

I considered buying the car, but I traded in a three year old car that I had bought and after looking at the financials on that car, I actually would have spent less money had I leased it. Obviously I'm taking the risk that if I decide to buy the Z after the lease, I'll have wasted money over buying it up front, but I like the ability to walk away from the car after 39 months if I want to.

elmz 03-23-2011 09:21 AM

My 2005 350Z was my down, I think it was 13k.

GZ3 03-23-2011 09:24 AM

3k

A.J@CarbonSignal 03-23-2011 09:36 AM

Quote:

Originally Posted by onzedge (Post 999567)
This is very true. For me, I hate paying interest that I don't need to pay if I can help it.

:iagree: Very well said!

SVTNate 03-23-2011 04:07 PM

Quote:

Originally Posted by Horseface (Post 1002347)
$43,000.

:tiphat:


What?!?

I paid about $37,000 OTD for my 2010 with Sport and Touring (no nav)

You paid 6 grand more than me for the nav system? Oh Mah Lawd!

turbodog 03-23-2011 04:55 PM

Cash up front.

brado 03-23-2011 08:43 PM

im ready for the day that i can pay for a car up front. :p i put $0 down

brado 03-23-2011 08:47 PM

actually i never even seen the car in person, i just seen it on the dealers website. i called them and told them i wanted it, they took my info and called me back to come in and sign the papers and i drove it home.


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