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20k down
Financed the rest at 3.9% |
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I put 7500 down. I'm paying 3% on my loan, although gains aren't as good as they once were, I'm surely getting more than 3% on the 28k that I would have put on my car. |
10K down
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100%
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Bought used from a private party and paid in full. I recently purchased another vehicle and anticipated paying in full, but the dealer offered 1.9%. I put 40% down on that vehicle and financed the balance. I hate car payments so I plan on paying it off within 3 years.
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paid 0 down. I haven't made any payments yet, and they STILL haven't found me!
crap gotta run! |
$43,000.
:tiphat: |
11k
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well ive been thinking on this for a while, turns out im going to be putting more than 15,000 down on my car.... (15,000..check) then the trade in Value for another car, trade in value worth anywhere from 2 to 6 thousand ..... ontop of the 15,000 already, so all in all.... total amount put down? anywhere from 17 to 20 thousand before even driving a single mile on the car itself =)
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I've always paid cash for my cars, and I realize that I am fortunate to be able to do so. But that said, I'd never buy a relatively expensive and less than practical car like a Z (hard for it to be a 12 month DD here in snowy western PA) unless I could afford, without strain, to pay cash for it.
I consider owning a Z to be a real treat---for me a reward for a full career of hard work and careful financial planning. I wouldn't have bought it unless and until all the other higher priority items in life have been paid or provided for. But that's just me. To each his own. |
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I expected interest rates to at least come up, esp. with auto loans. If anything, rates have gone DOWN recently. The market is an infinitely unknowable thing, eh? Quote:
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with cash and trade in about 4k, but i was about to build another house, so i had to keep money for that, plus i didn't plan on buying the Z for another year.
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7.5k
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I leased my car, but I think I put $6400 down on the lease portion. If I buy the car out at the end of the lease, I'll just pay cash for the residual.
I considered buying the car, but I traded in a three year old car that I had bought and after looking at the financials on that car, I actually would have spent less money had I leased it. Obviously I'm taking the risk that if I decide to buy the Z after the lease, I'll have wasted money over buying it up front, but I like the ability to walk away from the car after 39 months if I want to. |
My 2005 350Z was my down, I think it was 13k.
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3k
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What?!? I paid about $37,000 OTD for my 2010 with Sport and Touring (no nav) You paid 6 grand more than me for the nav system? Oh Mah Lawd! |
Cash up front.
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im ready for the day that i can pay for a car up front. :p i put $0 down
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actually i never even seen the car in person, i just seen it on the dealers website. i called them and told them i wanted it, they took my info and called me back to come in and sign the papers and i drove it home.
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