i see everyone of the people around me, with their souped up trucks... and cars (not none like the Z...coouldnt afford it) and what i see them doing? blazing down the road and the next few days .. i read in the newspaper..... "teen injured or killed in such and such crash, eye witnesses of the even say the vehicle was traveling at a high rate of speed when it was involved in a serious accident" or something like that... if you want to speed down the road, go to the drag strip or track..and let it rip that way, but keep it there, not on the road, because your making the good drivers on the road...their rates sky rocket, because they are that age "So they must not be responsible enough to drive safe!..they'll speed and wreck ...they all do"

is there like an online chat thing i can use where i can ask questions with? with a agent or salesman about this car? ........ im almost dead set on this car now...... the only thing is the insurance rates for people my age....

now im asking the people my age diretcly.....(21 years) how are your rates, how much do you pay? are they reasonable for responsible drivers?

I'm not sure what you consider good gas mileage but 26-28 is very optimistic. Driving from vegas to california several times I've only managed a best of 25mph one way. I typically average 22-23 on this trip. Again I don't drive 65mph in the slow lane putting around, I drove safely but at closer to 75-85mph or whatever flow of traffic is (average speed on this stretch of road is 80-90mph). Driving only in town you will get under 20mpg. This is not a good gas mileage car so if that is your concern don't look at performance cars. People who buy performance cars with gas mileage as a concern are typically disappointed in the long run.

As for weather, if you don't change the tires and keep the stock summer tires on the car it will not don't well at all in snow or ice. In rain the car is very traction limited and needs to be driven with caution. If you change the tires to all weather then things won't be as bad. I honestly hate driving my Z in the rain as it is very prone to slipping. You'll see me going from spirited driver in dry weather to paranoid old man (only 29 in reality) in the rain. The summer tires really aren't good unless it's dry out. Here in Vegas it barely rains so for me it's not worth buying a set of winter tires but consider it if you live in a place where you see a lot of rain, snow, or ice.

Lastly, while I love my Z in a lot of ways our previous Vette was better in some aspects. Obviously it had far more power but while still having a V8 it would get 32+mpg at 80+mph. In rain it was far more stable. Insurance was also cheaper. Not trying to push the Vette but just saying the Z, while good in some aspects, does lose out compared to other sports cars in other areas. Thats why when other say the Z gets good gas mileage for a sports car I laugh. Why is it GM can design a car with a 400+hp V8 that can get over 30mpg while Nissan's V6 can barely get over 25mpg.

Honestly, you need to go test drive the Z first off. Secondly if you are concerned with gas mileage and weather, etc the Z or performance coupes in general just may not be for you. It sounds like you have a mpg/all weather car with your elantra so the question becomes, why even worry about these questions with the Z? As you said it's your toy, so use it for that. Then again, I'm the type that doesn't bat an eye when I pay for gas and doesn't sweat it when I floor the car. A car is more than transportation for me

Not quite your age at 29 but it wasn't too long ago that I was. Back when I was your age I was paying roughly 200 a month for my old 84 300zx. Insurance for sports cars at a young age is expensive. This will continue until you are in your thirties, just accept it. It bothers me every month to see my girlfriend pay under 150 per month for her 2010 camaro SS while I pay far more my Z. It's just a gender thing that you can't win.

The old saying applies, "you have to pay to play." No point bitching about it. If you really have to sit and see if you can afford it then you probably can't.

Thats true but when I got my Z last year I was told by two different places that my credit score was 855 and 860. At the time I was focused more on the negotiation of my Z than my score (already new it was good) but it's interesting they would give me a number higher than the max. I know when I checked it on my own it was 847. Interesting.......

i CAN afford it, just (like every other reasonable person out there) is looking for the cheapest. not most expensive.... which is why i am asking

you would think that the better the driver's record and credit would be, as mine is and others on here... the more willing they would be to work with you reasonably instead of automatically "its a sports car, hes this old, its automatic, jack his rate sky high".....there has to be better reasoning....otherwise its exactly like a little child screaming and stomping their feet till they get what they want..

What would a 21 year old pay on a Cayman? It's gotta be more...

I'm 22 with some driving violations, and it's less than $120 a month for insurance. It's worth calling around. I almost didn't buy the car due to being quoted $350 a month by state farm, but got hooked up by Geico.

forgot to mention i dont pay monthly for insurance, i used to pay twice a year, but now only pay once a year

Same principle. My 12 month premium is like $1400 or so.

as i pay right now, its around 1200 once a year, but keep in mind thats before the Z..... just my accent...1200 is around what i pay for the accent..

Ouch! :eek:

paying it once a year, its actually 200 bucks cheaper than i was paying twice a year.... around 1200 or so not totally sure

I'm just reacting because I have 5 cars on my policy, including 4 drivers (2 are under 21). I don't want that bill just once a year.

I don't really want the bill at all.

Anyone want to adopt a couple college kids with a ticket or two on their driving record? :ugh2:

as most have stated before in its price range its the best bang for your buck..
in its class. but that doesn't make the car perfect. there are some small issues.

if its a DD get used to some road noise mostly from the crappy bridgestones
but you can change those. which you will anyway because they won't last past 20,000 miles....... no offence but if you have to worry about gas mileage may not be the right car for your needs... iv'e had no issues with rattles which drive me more crazy than the road noise..............

so anyway to get to the point, its sexy,its fast,it will turn heads..
and you will never get tired of pushing that little white start button!!:driving:

ive said before.. to solve the gas mileage issue...im keeping my accent (as it gets 35 mpg) for work and stuff) and looking to buy the Touring Z as my off car, my weekend car.. exc.... but i said i did want it to have decent gas mileage, which it does have (25-29) ...issue now is the insurance...

How much...i need help installing my AAM exhaust :stirthepot::tup:

I'm paying only $57.00/mo for full coverage. Of course, I'm an old guy, who drives conservatively and has a clean record. Age does have its advantages.

and im a 21 year ol male, with a spotless driving record, a excellent credit score....exc..... and just because im not a certain number (age) my insurance gets shafted cuz a majority of ppl my age, act stupid and wreck and speed and get thrown in jail exc...and causing hell for good drivers under the age of 25..... damn it, it wont stop me from getting one but it is a factor that will wear on you after a while

1. Go take a test drive. Try out the different trim levels. See if you even like the car at all.
Oh, right... you drive an Accent. You'll like it.

2. You're keeping your Accent for economical driving. Let's stop talking about fuel economy in the Z because those two concepts are an oxymoron for anyone other than those who can keep the revs below 3,000 and drive exactly the speed limit on extended highway runs.

3. Call your insurance agent to get an accurate quote on what insuring a Z would cost for you. Call a few other companies to price shop. There are many variables that determine what one person pays versus another.

4. Consider a pre-owned Z. If enough people who are concerned about fuel prices start dumping their gas-hogs, there should be some cars floating around that you can pick up at a good price and not take the depreciation hit.

5. Call your bank or credit union and see what you're approved for. Many financial institutions have online tools that can help you figure out what your monthly payment would be on the car you're thinking of purchasing.

:iagree:

ok, lets get this out of the way...... im pretty much deadset on THIS car, whether it be rthe touring version, or the base model... either way i feel that a Z is a Z no matter what in the car itself.

hows the shocks and handling on it? not sure if we covered it so im asking now...with heading in and around turns exc,..

There are a lot of discussion on this stuff all over the forum, and its going to differ from person to person. I find the ride great, road noise doesnt bother me even with stock exhaust. Everyone that rides in it is suprised by how roomy it is.

Do some searches on the site and you will get an idea of the issues and opinions have on the car.

i have a feeling the noise will not bother me either more so into the ride itself you know

The handling is so nice... the steering, once the car is moving, is so nice and tight - you just point it to where you want to go and it reacts. My other vehicle is a 2001 jeep grand cherokee and the handling on that thing is crazzzyyy compared to the Z. The Z just feels so rock solid and driver-centric.

The ride is pretty soft on the Nismo models. My girl had been using my 5 series before, and pretty much hates rough cars, and she really enjoys the Z.

yea i know that when my accent gets anywhere above say.....65-70 mph (on the highway) steering wheel starts shaking, and overall its just not a safe car... not only am i looking at this caar for looks and performance..but safety as well...the complete package for the money

alright everyone, right now just contacted 1 nissan dealership about their Z inventory and gave them a lil info on my situation.... so we'll see what they say....hopeful...

starting to rethink my approach to buying my Z.... now i wondering if i SHOULD trade my accent in, as well as put the money down for it (15,000) instead of going the more expensive road... and just have my Z? i dont drive that much as far as distance goes, so now after a few calls to dealerships, im considering it ...

help?

Geez, I don't don't know what to tell you without more information.
What's your debt to income ratio? What's an acceptable monthly payment for you?
Are you willing to be stranded when it snows in MD, or are you willing to invest in a set of snow tires? Are you okay with less-than-economical premium fuel consumption? Are you okay with the cost of insurance? Are you okay with tires that only last 15,000 miles give or take?

If your situation is as good as you paint it, there's no need to be "hopeful".
It's just a matter of finding the car you want at a price you're satisfied paying.

i dont mean anything in regards to the car itself.... or money wise, just the help on the decision making on keeping the accent AND getting the Z and doubling my insurance that will rocket cuz the Z? or just trade the accent in, and put the down payment on the Z when i get to that. thats what im wondering. im making around 750 a pay check .after taxes

and yes im willing to invest into making the car safer. snow tires exc...

Weekly? Bi-weekly?
Do you pay rent or a mortgage, or do you live your parents? Do you have money stashed away in case you get a girl knocked up and need to address that situation?
Seriously, this online interview could go on forever.
To re-iterate my previous post, go to your financial institution, and get pre-approved. Call your insurance agent and get a quote on insuring the car or both cars. Go test drive some Z's and figure out what trim level you want. Decide on a car and buy it.
It's not that hard.

If you need more info about the car itself, there's plenty of threads on test drives, handling and other stuff such as the car's best feature, cabin noise.
If you need to know more about how to finance and insure a Z, go to the people that have the actual answers you're looking for specific to your situation.

Come back when you've done your homework and purchased a car.

Keep the Accent so the Z can stay home in bad weather.

Oh, and the ride is surprisingly comfortable. There are spots around here where there are continuous dips on some highway pavement and the Z starts to feel a bit like a cocktail shaker. But that would be the case with any car with a short wheelbase.

The steering feels heavy at first, but as you drive the car this perceptions changes more to "planted" and "compliant".

Also, check out the "True Cost to Own". You can find tools that tell you the true cost to owning the car. I think you can find one on Edmonds.com, but a google search will probably yield some useful results.