Just a side note but wouldnt him borrowing half from his dad lower his debt to income ratio making it easier to buy a house, since only half was financed instead of the full amount. just saying. If I could borrow money with a 0% interest rate I would think you would be stupid to not take the offer saving a great deal of money over time regardless of who its from. to the op: It isnt impossible for someone your age to get approved for the loan, im 21 and I just signed the papers today..

Did u have a co signer? How much was ur loan amount? Which financial institution? Ur rate? Financed through dealer? Lol sorry for all these questions... Just trying to make clear how u were able to get a loan urself at age 21. Especially with all these strict requirement guide lines most lenders follow these days. But congrats on ur purchase!

Remember im in belgium things are probably different here.

but its true its easier to loan for a house since I cut half of my debt to the bank

Nope no cosigner, I financed about 27 after down payment, and this was also with a BMW M3 being financed still. I've yet to be turned down by a bank yet my interest rate was 5.9%. Basically I've been smart with my money built my credit score into the mid 700's Im not rich I'm in the military. Im carefull with how I work my budget I've been living on my own and paying all the bills since I graduated high school. And I'm still far from living paycheck to paycheck I'm still able to invest a few hundred a month.

got the car back, went in for full checkup and oil.

Seems there was something loose that might of been the reason.

But the best moment was when I got my replacement car.

Best replacement car ever made

http://i205.photobucket.com/albums/b...n/IMG_1262.jpg

http://i205.photobucket.com/albums/b...n/IMG_1261.jpg

Lol, donky car. :D

Does it drive like it looks? :roflpuke2:

Not really I actually think its rather awesome. smooth ride, smooth shifting, acceleration was faster than I thought.

but yeah I had to go from a 370 to a cube with 1.6 diesel 5MT

and it ******* had carbon fiber goodies inside like the holder for the window buttons is made out of carbon, the airco and stuff has carbon accents.

even the ******* GT-R doesn't have that

Feels kinda like you got the shaft huh?

Haha not really but if I later have kids I definitely wouldn't mind buying a cube :roflpuke2: