I was watching on news recently about how insurance co's thoroughly investigate claims now, especially when the economy is bad. The insurance co's are tightening their belts not only because the economy sucks, but because lots of people who live above their means i.e. buy cars more expensive than their budgets dictate are burning them, claiming false "stolen reports," etc.

You can spend a lot of time in jail if you're caught making a fraudulent or rigged claim. I'm not the "ethics police," but exploiting the system doesn't work nowhere as easy as when our economy wasn't outta whack.

You do what you gotta do my Nicka...

the reason I has a 370 now
Picasa Web Albums - Charles - Wreck

Well my insurance company did take a ton of photos of my car to show that there was no damage, but I am sure they will be offered some sort of settlement. These ambulance chasers perpetuate the situation. About 8 years ago I was in an accident in my Maxima. A woman cut me off coming out of a parking lot. I had real bad whiplash, so after seeking treatment I went to an attorney. I was told by the hospital to follow up with physical therapy, but the attorney recommended someone. I went one time and it was a joke. The waiting room was filled with deadbeats. The "therapist" gave me one of those electric pulse things to take home and put on my neck. They wanted me to come every day for 3 months. I told them I had a job and that was out of the question. They told me point blank that if I didn't go that I wouldn't get much of a settlement. I couldn't do it. It wasn't right. I ended up getting about 300 bucks after the doctors and attorney was paid, and I had a 1 year old Maxima with frame damage. The attorney was pissed that I wouldn't play the game. In this recent accident, where a girl that didn't speak any english rear ended my 6 month old Cadillac CTS, I filed a diminished value claim on my own. I used that settlement to pay the balance in my loan after the trade in to get my Z.

u should tell them it's totaled cuz the bumper frame is damaged/bent/curled on the bottom passenger side corner. thell them u don't feel safe driving something with a damaged frame

I was rear ended January of last year. She was probably doing 20-30 mph. I got out of the car and was walking around fine. I had so much adrenalin running through me, I didn't think I was injured. Once the adrenalin wore off and I calmed down, it was a whole different story. I had four dislocated ribs, double whiplash, two torn shoulders, and many other injuries. I am just now finishing up physical therapy on my left shoulder, and I still have chronic back and neck pain.

My medical bills have far surpassed $40k, which have all been paid by my auto/health insurance and out of my pocket (FL is a no-fault state). Needless to say, I am suing. And her truck looked a lot better than your G.

Instead of calling the guy you hit a baby, maybe you should just man up and take responsibility for possibly ruining the next two years of that guys life.

Drew

insurance adjuster isn't going to give a damn whether if he feels safe or not.
it's a matter of the repair costs. if it's more than the value, that means totaled.
bumper frames are meant to bend a bit and absorb energy, same with the hood.

probably because it was a truck

Were you acting like a wuss when you got rear ended? lol

In England that would be 100% your fault.

I actually feel sorry for the guy you drove into.

i feel sorry for him too but even the officer agreed with me that he was most likely faking