Nissan 370Z Forum
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Nissan 370Z Forum (http://www.the370z.com/)
-   Mid-Atlantic Region (http://www.the370z.com/mid-atlantic-region/)
-   -   Registered for my first HPDE (TrackDaze VIR - Nov 16/17) (http://www.the370z.com/mid-atlantic-region/10188-registered-my-first-hpde-trackdaze-vir-nov-16-17-a.html)

Zdom 12-10-2009 08:20 PM
I live about an hour from that track. Thanks for the videos (less the fender bender, sorry about that), being it would be my first time if I went, I got to see the track and how a "track day" works with the track conditions, traffic, passing etiquette, etc. Very valuable info for me thanks again for the detailed footage.

Do you have to have an instructor if it is your fist time?

MightyBobo 12-10-2009 10:09 PM
Quote:
Originally Posted by Zdom (Post 316795)
I live about an hour from that track. Thanks for the videos (less the fender bender, sorry about that), being it would be my first time if I went, I got to see the track and how a "track day" works with the track conditions, traffic, passing etiquette, etc. Very valuable info for me thanks again for the detailed footage.

Do you have to have an instructor if it is your fist time?
Its done very well if the drivers are paying attention - we did have some trains though, which was irritating.

Yes, if you do an HPDE and its your first time, you WILL have an instructor. Hopefully a better one than mine haha.

MightyBobo 12-10-2009 10:10 PM
Quote:
Originally Posted by ZCarMan (Post 316596)
Did your insurance cover it or did you pay out of pocket for the repair?
I got a big "ololno" from Geico, due to a very specific exclusion for being at the racetrack. Almost all insurance companies will specifically exclude racetrack events, regardless of what they are.

semtex 12-13-2009 05:03 PM
Wow, this really sucks, bud. Glad you weren't hurt or anything tho.

ZCarMan 12-13-2009 05:22 PM
Quote:
Originally Posted by MightyBobo (Post 317039)
I got a big "ololno" from Geico, due to a very specific exclusion for being at the racetrack. Almost all insurance companies will specifically exclude racetrack events, regardless of what they are.
Yep if I figured that was the case. Good for folks to know if they are thinking about tracking their Z. Not to discourage but rather just to be informed.

ChrisSlicks 12-13-2009 10:29 PM
Quote:
Originally Posted by ZCarMan (Post 321741)
Yep if I figured that was the case. Good for folks to know if they are thinking about tracking their Z. Not to discourage but rather just to be informed.
There are some clubs that offer track day insurance for peace of mind. I think SCDA was one of them.

cow 12-13-2009 10:37 PM
Quote:
Originally Posted by MightyBobo (Post 317039)
I got a big "ololno" from Geico, due to a very specific exclusion for being at the racetrack. Almost all insurance companies will specifically exclude racetrack events, regardless of what they are.
A guy I know was able to get his insurance company (I forget which) to cover his track wreck by getting the track director to write a letter saying the event was a "driver safety class."

ChrisSlicks 12-13-2009 10:44 PM
Quote:
Originally Posted by cow (Post 322446)
A guy I know was able to get his insurance company (I forget which) to cover his track wreck by getting the track director to write a letter saying the event was a "driver safety class."
That used to work with some insurance companies, but they are getting wise to it now and putting in exclusions for any time your vehicle is on track, regardless of whether it is competitive or not.

cow 12-13-2009 10:47 PM
Quote:
Originally Posted by ChrisSlicks (Post 322467)
That used to work with some insurance companies, but they are getting wise to it now and putting in exclusions for any time your vehicle is on track, regardless of whether it is competitive or not.
Stupid informed companies.

MightyBobo 12-13-2009 11:41 PM
Quote:
Originally Posted by cow (Post 322475)
Stupid informed companies.
srsly.

Mike 12-14-2009 11:09 AM
yep, after going over my last renewal with USAA, it now specifically states that any driving on a prepared track, temporary or permanent, is not covered.

ChrisSlicks 12-14-2009 02:39 PM
Quote:
Originally Posted by Mike (Post 322934)
yep, after going over my last renewal with USAA, it now specifically states that any driving on a prepared track, temporary or permanent, is not covered.
USAA is one of the best (for those that can get it) and I have seen them pay out in the past if it was a "driver training" event but I'm sure that now they are under pressure to reduce payouts and insurance cost.

Mike 12-14-2009 04:13 PM
Quote:
Originally Posted by ChrisSlicks (Post 323357)
USAA is one of the best (for those that can get it) and I have seen them pay out in the past if it was a "driver training" event but I'm sure that now they are under pressure to reduce payouts and insurance cost.
Yep, they didn't have the clause until recently, and when I first started doing these they told they did cover hpde's as long as it wasn't competitive. I think the lambo/Carrera gt crash in Cali a few years ago is what startEd the exclusion clauses


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