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you know what you want to do... whats the most practical thing... to do. well buy the house |
a forclosed home could be a blessing in disguise, or it could be the bane of your existance... :facepalm:
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The mortgage price of $1100 includes PMI and taxes and such. I realize that $400 is low, but this isnt a overly serious discussion, so Im not getting that technical about it. I have lived on my own in some pretty nice apartments and do realize the costs of living out and having something of your own. Certain things certainly do add up. Trips to Walmart or Target were always $100-$125 even if it was only to pick up a few things.
Perhaps Ive been lucky, but the most Ive ever paid a month for electricity has been like $125. And my last place had central air and electric appliances |
My rent is $0 right now, just to be clear.
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and damn, wtf you guys live.. its only like between 40-100$ all year for electricity |
House.
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trust me op, I want a GT-R really bad too and have tried to justify getting one but there is no way I can do it, as I have a mortgage and expenses right now, but even so, I am not so sure it is worth the $1,100+ a month for one. I am paying $580 a month for my 370Z and that is about my limit on a car payment.
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Get the house.
If you like your Z, just stick with it. You will be much more satisfied with an asset that will increase in value (a house) and a car that is much more "engaging" to drive (that's also cheaper) than an expensive car that keeps depreciating and a large payment each month. In addition, the costs of maintaining a GT-R are very high. Tires are $500/each and they're ultra soft compound so you'll burn through them quickly. The same goes for the brakes; even the cheapest, good quality aftermarket pads are $350 just for the front pads. These costs don't count the special engine oil that the car requires, which is not cheap and the $700 trans oil changes. |
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Tough call OP, but I would go for the house & be satisfied with the Z. Then again, it will likely take you longer to pay off the house than a GT-R. Home ownership has its expenses also along with taxes and utilies. There's a reason why a lot of home owners have a sports car in their driveway. One of which has do with a large chunk your paycheck going into house repairs, maintenance, upgrades etc.
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Infact, like somewhere here in Minot, houses are going up dramatically.. My wife and I are looking for a house right now.. and even in some of the less then desirable areas... the houses which cost 50-100k 10 years ago, are now going for 150-200k.. There is a sub-division that just went up last year, homes sold for 200-250, and are now selling from 250-300k... |
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