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paying for hobbies is important |
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Have a great weekend with the family. Safe travels. :driving: |
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PSA: remember when snaking your pipes, the snake goes in from the top and OUT the bottom. I suspect some of y’all might be getting that backwards… :happydance: |
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:driving: |
Good Saturday Morning All. 69* for a high today with 10% chance of rain. Got close to 2 1/2" of rain here at the house during the week. :bowrofl: Just going to enjoy the day. :happydance: Hope you all have a Great Saturday. Stay Safe, Stay Positive and Keep Moving Forward. :tup:
Remember: "You Never Know How Strong You Are Until Being Strong Is The Only Choice You Have." |
Happy Mid-Morning
Spending the day with my son/wife and grandkids... taking advantage of what I can when I can enjoy :happydance: |
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229 Days until Thanksgiving 2023
261 Days until Christmas 2023 268 Days until New Years 2024 ? Days until EW pays off his BMW |
PSA For First-Time Home Buyers:
I get alot of the below, esp. from 1st time buyers, and when financing is involved: 1. “I need to find the perfect home!” 2. “I'm worried that I will buy a bad home full of issues.” 1. The "Perfect" Home: Your first home is generally NOT your forever home. And right now with the housing shortage crisis (which is NOT going away anytime soon), you as a buyer can’t be too picky as to what is available. If you don’t buy it, someone else will. As human beings, we always want more, and eventually, it’s likely you would want to upgrade. Life also happens, which may be a growing household, job transfer, etc. Your first home will help you get to your bigger home later down the road with the equity you build and rolling that into the new home. When you got your very first car, I’m sure it wasn’t a 370Z, but eventually, you work your way up to your dream car. Same concept. 2. Home Purchase: If you are financing the home, the bank/lender is buying the home upfront and you are making payments until paid in full. The bank/lender is NOT going to buy a product that isn’t a sound investment (remember, most banks/lenders sell your loans to the secondary market and the loan has to make sense to the investor buying). You have the “Big 4” that needs to clear and pass before being able to close: Title, Insurance, Inspection, and Appraisal. Title: Any clouds or issues need to be cleared up before closing. Insurance: Property needs to be properly insurable and insured before the deal can close. Inspection: Any issues the insurance company may require repair before insuring. Appraisal: Does the value of the home make sense in relation to the purchase price? Banks/lenders will only loan up to the appraised value (not purchase price), which is why you never waive esp. this contingency as the buyer. |
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Easter Holiday PSA:
https://www.cnn.com/2023/04/07/healt...ess/index.html "Popular Easter candy Peeps contains additive linked to cancer, Consumer Reports says." |
kin folk! :hello::hello:
drove the supra to Moes for a burrito for dinner, the ladies were checking the ride out.. :icon17: |
Good Easter Sunday Morning All. 74* for a high today with 0% chance of rain. :happydance: Yard work this morning then gilling steaks this evening. :yum: Hope you all have a Great Easter Sunday. Stay Safe, Stay Positive and Keep Moving Forward. :tup:
Remember: "If Easter Says Anything To Us Today, It Say This: You Can Put Truth In The Grave But It Won't Stay There." Clarence W. Hall |
Happy Easter! He Is Risen!
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