Good Friday Morning All. 53* for a high today and we even have a 20% chance of rain. :bowdown: Hope you all have a Great Friday. Time to get Rocking. :happydance: Stay Safe, Stay Positive and Keep Moving Forward. :tup:

Remember: "If You Need Music On The Beach, You're Missing The Point."

Welcome to the weekend...
enjoy all of it
:happydance:

hell yeah! happy friday danegrey!:hello::hello:

Holy Sh!t, we made it - End of the Week!

Happy Friday!

272 Days until Thanksgiving 2023

304 Days until Christmas 2023

311 Days until New Years 2024

∞ Days until EW pays off his BMW

https://www.cnn.com/2023/02/24/econo...ary/index.html

"Inflation surprisingly rose in January [2023]". No sh!t. Feds think just by raising rates, this will solve inflation. While raising rates is only part of the solution (and will only help up to a certain point with current conditions), the other part of the issue is the supply chain issue. The Feds are looking at the playbook from previous periods of inflation, and the issue with this is there hasn't been anything prior to what is going on right now in the world with the backend of a pandemic and the war in Ukraine. Global supply chain and shortages are still a problem, particularly semiconductor chips, and most production/manufacturing companies use borrowed money to fund a large portion of their operations. So if rates go up and borrowing costs go up, these companies will produce less in an already short-supply environment, which would drive up inflation based on simple supply/demand economics. Not sure why this is such a hard concept for the Feds to grasp.

For those that are thinking car prices will come down, don't expect this to happen any time soon. The issue with semiconductors is production requires neon gas, and guess who supplies half of the world's supply of this? Ukraine, and I doubt they are currently focusing on producing this with the war going on.

On a side note, people should be feeling the effects of increase rates starting now. I look at my credit card statements and see that:

1. minimum payments have increased
2. more of the payments are going towards interest

As I mentioned before, now is not a good time to be going into unnecessary debt.

last year was the first year in a looooong time i actually paid interest on my credit card.. and boy did that suck, my minimum payment was $177.

mind you, i had bought myself, my girlfriend, my parents and her parents a cruise to the carribean so my credit card ballooned up a lot. In the end I still paid it off within a year's time.

be strong duude.:iagree:

:hello::wtf2:

vtec, where you at duude? :icon08:

Roll call: checking in :hello:

Real Estate/Mortgage Industry not looking so good for the immediate future. While there is no impeding housing bubble (at least not in the sense of the late 2000s), there's simply not enough homes for the amount of buyers even with increased rates.

My first real job right out of college was in law enforcement with the local sheriff's office, and recently thought about going back, though I'm sure LEO's deal with alot more BS now compared to back in 2007.

Day 31 in the new job hunt.

Good luck on hunting for new job.... :tiphat:

Morning all,
Saturday and a trip to Blacksburg VA to drop off some Z seats...
always wonder why I do this, but that is one less item in the garage...
:tiphat:

:hello::hello:

hopefully you're making money off those seats.:tup:

in regards to job hunting, think outside the box.. there's a lot of jobs out there, unfortunately most dont pay well, especially for the cost of living down here.

Good Saturday Morning All. 65* for a high today and 0% chance of rain again. :icon14: Not much on the list today. So time to get this Saturday Rolling. :happydance: Hope you all have a Great Saturday. Stay Safe, Stay Positive and Keep Moving Forward. :tup:

Remember: "Carry Two Handkerchiefs. The One In Your Back Pocket Is For You. The One In Your Breast Pocket Is For Her."

You should talk to USAA. I pay about $140 per month for 2 cars, full coverage on the Z and liability only on the Civic. I forget the exact break out, but it's about $100 on the Z and $40 for the Civic.

271 Days until Thanksgiving 2023

303 Days until Christmas 2023

310 Days until New Years 2024

∞ Days until EW pays off his BMW

I'll prob. go into a different network within the real estate industry that is salary rather than commission. Thanks to COVID, I was able to pay off most of my debt over the past 2 years, and looking for something steady. Being 100% commission can be lucrative, but not knowing what my next paycheck will look like can take a toll and want to transition away from this.

I thought USAA members have to be current/former military?

this is true unless things have changed... bottom line is to shop around, shop around often.

Good Sunday Morning All. 81* for a high today with 0% chance of rain again. :bowdown: Just a few things on the list today. Then it's Steak Grilling Time this evening. :yum: Hope you all have a Great Sunday. Stay Safe, Stay Positive and Keep Moving Forward. :tup:

Remember: "You Merry The Girl, You Merry Her Family."

I did and the bonus, there not in my garage, which is the major bonus.
Also they were near the Chateau Morrisette (https://www.thedogs.com/), discovered a couple wines I like, so stopped by and picked some up.
:driving:

good day, all, had a successful trip...
going to work on the Z and maybe have it back on the road
enjoy the day
:hello:

270 Days until Thanksgiving 2023

302 Days until Christmas 2023

309 Days until New Years 2024

∞ Days until EW pays off his BMW

https://www.cnn.com/2023/02/25/us/fl...rnd/index.html

Umm....really? I can somewhat see the intention behind this, but not allowing my dog to stick his head out the car window even after being secured with a pet seat belt? Absolutely asinine. We have local inflation, housing crisis, and many many other issues, but yeah sure, let's put this one to the top of the list.

Fellas, I threw a nice BBQ for a couple of my coworkers and a couple neighbors.. it was a complete success, the food was amazing (burgers and bratwursts) and cold beer.. we had a great time!

today was a good day.. giving praise to god first and foremost, then BBQ'n for great friends.. Im blessed y'all.:iagree:

Fun, fun, fun

it was a good day brother.. we gotta get you to come down to visit south florida.:tup:

Great! When is the one with the Z members? :hello:

man, you aint trying to drive all the way down here duuude..:rofl2::rofl2::rofl2:

I was referring to the one at Vero Beach, you know, the one where FL 4Motion and I are going to plaster your car with BMW logos :hello: :tup:

:icon08:

:hello:

Good Monday Morning All. Hope you guys had a great weekend. 82* for a high to start the week with 0% chance of rain. :icon14: Time to get Rocking. :happydance: So hope you all have a good one today. Stay Safe, Stay Positive and Keep Moving Forward. :tup:

Remember: "Be Like A Duck. Remain Calm On The Surface And Paddle Like Crazy Underneath."

have an exciting monday boys and girls.. today's weather here in south florida, a high of 88 degrees, 0% chance of rain.. hot, hot, hot.