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-   -   The New "What did you do with your Z today" (with off topic replies) XXVI (http://www.the370z.com/lounge-off-topic/118723-new-what-did-you-do-your-z-today-off-topic-replies-xxvi.html)

kenchan 04-14-2017 08:34 AM

every time i see united da poor guy's face comes to mind. :shakes head:

wtf.. still pisses me off. why a civilian who paid for his ticket need to loose 2 teeth, broken nose and suffer concussion?
just drive da faking trip from chicago to louisville. only 5hrs, 1.25 hrs driving per person (4 united workers).

kenchan 04-14-2017 08:36 AM

my weekend drive is longer den dat..

kenchan 04-14-2017 08:37 AM

Quote:

Originally Posted by JARblue (Post 3640880)
Doing paperwork for mortgage refi - gtfo mortgage insurance and FHA loan (but thank you for letting us buy a house with no money down :icon17:)

GL on da refi. :tup:

when we refinanced mid-term (or watever u call it) i saved us like 100k or something.. went from 30 yr to 15yr too.. paid off in 10yrs
honestly we couldve paid it off in less dan 5yrs..

JARblue 04-14-2017 08:38 AM

Sent out some reps :tiphat:

kenchan 04-14-2017 08:38 AM

if i didnt have such thirst for my $120K+ car hobby.. :ugh:

JARblue 04-14-2017 08:43 AM

Quote:

Originally Posted by kenchan (Post 3640884)
GL on da refi. :tup:

when we refinanced mid-term (or watever u call it) i saved us like 100k or something.. went from 30 yr to 15yr too.. paid off in 10yrs
honestly we couldve paid it off in less dan 5yrs.

I will say that 15yr note and interest rate looked very appealing ... instead we're earn$pending a $40K 2nd lien for renovations after the refi goes through :icon17:

New 30 yr note is only 25 pts higher than our current interest rate, so not terrible. Mortgage has been going up lately since we escrow taxes and the property is increasing in value, but we drop over $100 per month just by getting rid of the stupid mortgage insurance required by the FHA loan structure.

kenchan 04-14-2017 08:43 AM

da STI will last me another 7-8yrs easily.. thing is just a blast to drive.
keeping my hobby cars for like 10yrs saves so much $$$ too..

kenchan 04-14-2017 08:44 AM

Quote:

Originally Posted by JARblue (Post 3640887)
I will say that 15yr note and interest rate looked very appealing ... instead we're earn$pending a $40K 2nd lien for renovations after the refi goes through :icon17:

New 30 yr note is only 25 pts higher than our current interest rate, so not terrible. Mortgage has been going up lately since we escrow taxes and the property is increasing in value, but we drop over $100 per month just by getting rid of the stupid mortgage insurance required by the FHA loan structure.

:tup:

yah, i mean its no huge rush to pay off a house, but mang once u pay it off so much extra $$$ u can save for future. :D

kenchan 04-14-2017 08:45 AM

plus saving up for kids funds and such too for me..

if i had no kids easily have a bigger appetite for cars but oh well. maybe in my next life.

(hope i dont turn into a worm or something..get eaten by faking bird :ugh:)

kenchan 04-14-2017 08:46 AM

den dropped on clean freshly washed car... :ugh:

kenchan 04-14-2017 08:49 AM

my Z costs me amost nothing right now..

$300 for insurance for da entire year
$50 maintenance stuff
$600? for gas per yr

less dan $1000/yr :rofl2:
1000/365dayz =$2.74 per day :rofl2:

kenchan 04-14-2017 08:49 AM

dat bigmac i ate last night costs more dan my Z.. :mad:

kenchan 04-14-2017 08:51 AM

$15/hr flippers :gtfo2:

JARblue 04-14-2017 08:52 AM

Quote:

Originally Posted by kenchan (Post 3640889)
:tup:

yah, i mean its no huge rush to pay off a house, but mang once u pay it off so much extra $$$ u can save for future. :D

Thankfully the mortgage is very reasonable still. I do a decent job of saving by having 1/4 of my paycheck direct deposited into savings. Having the Z paid off is huge for us - it was 1/3 of the mortgage payment. Tempted to use some of the money and put it towards the Honda loan. But it's at 0.9% and cheaper than the Z note was. Plus I'm sure my wife will want to spend every dime on the house :icon17:

onzedge 04-14-2017 08:52 AM

Quote:

Originally Posted by kenchan (Post 3640881)
good to see u're not bloodied up by chicago airport cops on united. :icon17:

:icon18:


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