actually it looks new broken in. :p


LG looks new and broken :ugh:

Daahhhh©

http://scontent.fsnc1-1.fna.fbcdn.ne...f0&oe=59934D40

At work :hello:

Doing paperwork for mortgage refi - gtfo mortgage insurance and FHA loan (but thank you for letting us buy a house with no money down :icon17:)

good to see u're not bloodied up by chicago airport cops on united. :icon17:

every time i see united da poor guy's face comes to mind. :shakes head:

wtf.. still pisses me off. why a civilian who paid for his ticket need to loose 2 teeth, broken nose and suffer concussion?
just drive da faking trip from chicago to louisville. only 5hrs, 1.25 hrs driving per person (4 united workers).

my weekend drive is longer den dat..

GL on da refi. :tup:

when we refinanced mid-term (or watever u call it) i saved us like 100k or something.. went from 30 yr to 15yr too.. paid off in 10yrs
honestly we couldve paid it off in less dan 5yrs..

Sent out some reps :tiphat:

if i didnt have such thirst for my $120K+ car hobby.. :ugh:

I will say that 15yr note and interest rate looked very appealing ... instead we're earn$pending a $40K 2nd lien for renovations after the refi goes through :icon17:

New 30 yr note is only 25 pts higher than our current interest rate, so not terrible. Mortgage has been going up lately since we escrow taxes and the property is increasing in value, but we drop over $100 per month just by getting rid of the stupid mortgage insurance required by the FHA loan structure.

da STI will last me another 7-8yrs easily.. thing is just a blast to drive.
keeping my hobby cars for like 10yrs saves so much $$$ too..

:tup:

yah, i mean its no huge rush to pay off a house, but mang once u pay it off so much extra $$$ u can save for future. :D

plus saving up for kids funds and such too for me..

if i had no kids easily have a bigger appetite for cars but oh well. maybe in my next life.

(hope i dont turn into a worm or something..get eaten by faking bird :ugh:)

den dropped on clean freshly washed car... :ugh:

my Z costs me amost nothing right now..

$300 for insurance for da entire year
$50 maintenance stuff
$600? for gas per yr

less dan $1000/yr :rofl2:
1000/365dayz =$2.74 per day :rofl2:

dat bigmac i ate last night costs more dan my Z.. :mad:

$15/hr flippers :gtfo2:

Thankfully the mortgage is very reasonable still. I do a decent job of saving by having 1/4 of my paycheck direct deposited into savings. Having the Z paid off is huge for us - it was 1/3 of the mortgage payment. Tempted to use some of the money and put it towards the Honda loan. But it's at 0.9% and cheaper than the Z note was. Plus I'm sure my wife will want to spend every dime on the house :icon17:

:icon18:

Tempted to buy some ebay knockoff parts for the car. It'll look the same as OEM regardless. haha

cant wait for more robots taking over dese faking boneheads.

sounds good. :tup: yah, at 0.9% not sure if its worth it. eating less tacohell and less painus and less toilet paper consumption might be able to cover dat amount :rofl2: if datz a loan id pay it off when u can and just drive it until it's like 10yrs old or more. easiest way to save money on a car is just drive it to da ground.

:rofl2:

u talking about stick on fender vents? :ugh:

good thing about us car guys is we can maintain and fix carz which saves $$$

one of my bosses at work has some big audi car and he recently had his dampers swapped out.. said he paid over $2500 for parts and labor. :eekdance: whorely fak

faking get a set of bilsteins for $1500 + 3-4hrs save $1000 and have nicer setup. :D datz how we roll.

Nah. Just a poly spoiler and the ings front lip. Vacation trip this year took precedence over Z parts. But I feel like doing some modding this year still.

I only put stick on bullet holes...

I spend double that on tires every year :D :driving:

yah, basic pieces to finish off da look of ur car is always welcome.

u ever get wheels?

right? :rofl2:

dogdamn...were da fak are dem landraperz? need dem to finish doing da faking lawn so dat i can wash my GTI.. :mad:

thinking i should pull out my Z for a quick spin during geezer hour.. :icon17:

geezer hr 9am-11:30am

Nope. They were on the list for this year, but going to Disney has changed that. And when I do get wheels, I want them done right. Leaning more towards TE-37's now... but who knows when the time comes.

u have sport brakes? TE37's will reveal a lot of caliper if ure still on the non-akebono's. might want to go with something with more spokes if not or do bbk's while ure at it.

hi

i like how my Z and STI's calipers are both big yet black. :D STI even has da factory dark mesh wheels which makes the calipers stand out even less.. yet when one takes a good look, dem bbk's are big barely clear the wheels. very nicely done :D

Good point. I haz more thinking to do. I'll just have you order me mystery wheels when the time comes. hahaha. Probably the easiest thing to do. I don't even know what color I would inevitably want still.

Roof

lo

:tup:

Avoid PMI always. Money down the drain!

If possible, I always suggest not to escrow taxes either. I much prefer to set up my own tax "escrow" into an investment account. It's not for everyone as it takes strict discipline to ensure you have the funds, but in my opinion, I'd rather have control of my money and having it earn more money for me and not the bank