Nissan 370Z Forum

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-   -   Smashed my Z (http://www.the370z.com/canada/83317-smashed-my-z.html)

alcheng 12-25-2013 10:55 AM

Quote:

Originally Posted by H2O_Doc (Post 2624266)
I still don't see fraud inherent here. In its simplest sense, fraud is a misrepresentation of a matter of fact. For the sake of argument in what we have been discussing, that would include claiming that your air intake was damaged when you got rear ended, when, in fact, there was no damage.

Now, if your air intake was damaged, you have the right to be compensated for that intake, let's say to the amount of $600. Unless explicitly spelled out by the legal code or the terms of you insurance policy, what happens to that $600 is not the concern of the insurance company or the state and it is perfectly legal (unless otherwise stipulated) AND ETHICAL to do as you see fit. If you want to pocket it, or get another (different than stock) intake that is your business.

Insurance companies sometimes don't like these sorts of things and they are, in fact, related to fraud. What they don't want to do is create a situation where you have an incentive to either look at every trivial detail that could plausibly be connected to an accident to get a free or discounted upgrade, or to create a situation where you are encouraged to commit outright fraud by claiming damages that didn't occur.

My getting a new Stillen cold air intake after an accident that broke the stock unit isn't fraud unless I said that I would only replace the parts exactly as described in the insurance estimate. It's my car and it's my business what goes on it and insurers shouldn't compel me to install anything in particular; they should provide me fair compensation for my loss and leave it at that. And, that is sometimes all they do in some jurisdictions. Again it does vary and the details matter.


that's what I mean and that's what insurance consider a fraud....

if you put part X on the list but in fact the actual part you use is part y.

this kind of things happened A LOT in Canada about 15~20 years ago and actually those shops and owners who did that got sued by the insurance.

now Mr.H2O_Doc, I just want the OP be careful on the insurance claim thus less potential trouble in the future, and I hope this is fine with you... :tiphat:

H2O_Doc 12-25-2013 11:04 AM

Quote:

Originally Posted by alcheng (Post 2624329)
that's what I mean and that's what insurance consider a fraud....

if you put part X on the list but in fact the actual part you use is part y.

this kind of things happened A LOT in Canada about 15~20 years ago and actually those shops and owners who did that got sued by the insurance.

now Mr.H2O_Doc, I just want the OP be careful on the insurance claim thus less potential trouble in the future, and I hope this is fine with you... :tiphat:

We agree that your words are a very good cautionary note. I thought it worth noting that it might be perfectly ok in some circumstances to put on something other than what you are being compensated for. We don't want the original poster doing some that that is prohibited, but we do want that poster to know that what they proposed might be perfectly acceptable in some jurisdictions.

alcheng 12-25-2013 11:15 AM

Quote:

Originally Posted by H2O_Doc (Post 2624333)
We agree that your words are a very good cautionary note. I thought it worth noting that it might be perfectly ok in some circumstances to put on something other than what you are being compensated for. We don't want the original poster doing some that that is prohibited, but we do want that poster to know that what they proposed might be perfectly acceptable in some jurisdictions.


Insurance company in Canada is very cautious about it because lots of kids got into accident and have the shop mod the car for them using that part X part Y trick and eventually got into trouble.

Unless you put Stillen Gen 3 on the list AND the insurance company approve it then you are fine.

but what the OP say is the shop propose him with the part X part Y trick and also they are going to use non-genuine parts, which is an absolute no-no.

:tiphat:

zakimak 12-25-2013 11:59 AM

Quote:

Originally Posted by H2O_Doc (Post 2624333)
We agree that your words are a very good cautionary note. I thought it worth noting that it might be perfectly ok in some circumstances to put on something other than what you are being compensated for. We don't want the original poster doing some that that is prohibited, but we do want that poster to know that what they proposed might be perfectly acceptable in some jurisdictions.

Thats what alcheng and i are attempting to illustrate. When it comes to criminality and potential issues, it is always safer to err on the side of caution. I for one will not advise someone to do something that might result in possible charges. I will reply to your earlier post when i am home to specifically point out why it would be consider to be fraud. Insurance policies are specifically designed for replacement or repair with parts that will result in a state as it was before the claim. You are not allowed to use the repair or replacement money for anything else whether its for the noted strippers. All that said is that it still can be done provided the insurer is agreeable which applies on right-offs

SIKHRYDE 01-03-2014 02:44 PM

OK so basically the damage list came back and its $24,000!!

Anyways below is the full spec sheet.....

The autobody shop said they basically are all OEM parts with the exception of 2 items:

The Front Bumper Cover and the Front Bumper Reinforcement Bar.

I am going to try to contact my insurance company (Coachman) to see if they can give me OEM parts.... any tips would be great.

Secondly they are giving me 2 new tires (and rims) on the left hand side, do I need to worry about the fact that the rubber on the right hand side is used?

I mean I guess I dont expect insurance to put me in a better spot with all new tires.... but do I need to or purchase new tires so it is all even?

Lastly - this is where I can really use your expertise...

I have to replace parts like my front headlights... which look like to be $1300 each - so should I look for some custom lights now to install? If so any recommendations?

And what else should I do custom thats worth it based on this list?



https://fbcdn-sphotos-f-a.akamaihd.n...36112063_n.jpg

https://scontent-b-lga.xx.fbcdn.net/...89025696_n.jpg

https://scontent-a-lga.xx.fbcdn.net/...87531536_n.jpg

https://scontent-a.xx.fbcdn.net/hpho...30148127_o.jpg

LMBmikeZ 01-03-2014 02:54 PM

:icon14: painful to see glad you are ok though :tup:

alcheng 01-03-2014 03:18 PM

Quote:

Originally Posted by SIKHRYDE (Post 2635875)
OK so basically the damage list came back and its $24,000!!

Anyways below is the full spec sheet.....

The autobody shop said they basically are all OEM parts with the exception of 2 items:

The Front Bumper Cover and the Front Bumper Reinforcement Bar.

I am going to try to contact my insurance company (Coachman) to see if they can give me OEM parts.... any tips would be great.

Secondly they are giving me 2 new tires (and rims) on the left hand side, do I need to worry about the fact that the rubber on the right hand side is used?

I mean I guess I dont expect insurance to put me in a better spot with all new tires.... but do I need to or purchase new tires so it is all even?

Lastly - this is where I can really use your expertise...

I have to replace parts like my front headlights... which look like to be $1300 each - so should I look for some custom lights now to install? If so any recommendations?

And what else should I do custom thats worth it based on this list?



( Click to show/hide )


glad it's getting restored :tup:

and be prepared for the new insurance rate on the next renewal... :wtf2:

as for headlights.... stick with the OEM.

tires.. check with the bodyshop to see if they suggest they should replace all four for safety reason

LMBmikeZ 01-03-2014 04:03 PM

:iagree: probably best to get all 4 new rubber :tup:

falconfixer 01-03-2014 08:15 PM

$24K in total damages and it's not totaled??? It's must be trashed and sorry to say but that thing will never be/drive the same. Hire a thug to go by and burn that bitch.

Z-Girl 12 01-03-2014 08:24 PM

I would have begged to have that thing totalled out, welcome to te world of rattles, thumps and creaks. I'd trade it, no way I'd want that back. So glad your safe though.

zefaulter 01-03-2014 08:44 PM

Damn, how much is a 2010 now in Canada?

DEpointfive0 01-03-2014 09:38 PM

A few things.
I know you're in Candia and you gotta pay import taxes and such, but the shop is having a laugh getting you a quote for 1500/wheel and 700/tire.
And what kind of jenky áss insurance is this? How much did the damn car cost you to begin with? What can you realistically buy another one of what you have right now? In January 2012, brand new 2010 MBlue verts that were sport touring were selling for $32k.
Also, make sure they give you a devaluation check.


And don't mod it. Sell it immediately. Go trade it in for a new one. I wouldn't drive that thing ever again
I can't believe you'd even let them fix it

Ire 01-04-2014 01:20 AM

yeh 24k and not totalled... theres something fishy going on...

alcheng 01-04-2014 02:05 AM

just saying.....


370z Roadster....

IDZRVIT 01-04-2014 07:11 AM

That's the estimate for damage. Did your insurance contact you about this estimate? I doubt they'll fix it and will write it off. The car is not worth much more than that wholesale.

zefaulter 01-04-2014 10:56 AM

Quote:

Originally Posted by DEpointfive0 (Post 2636457)
A few things.
I know you're in Candia and you gotta pay import taxes and such, but the shop is having a laugh getting you a quote for 1500/wheel and 700/tire.
And what kind of jenky áss insurance is this? How much did the damn car cost you to begin with? What can you realistically buy another one of what you have right now? In January 2012, brand new 2010 MBlue verts that were sport touring were selling for $32k.
Also, make sure they give you a devaluation check.


And don't mod it. Sell it immediately. Go trade it in for a new one. I wouldn't drive that thing ever again
I can't believe you'd even let them fix it

We don't get anything for devaluation.

Quote:

Originally Posted by alcheng (Post 2636657)
just saying.....



370z Roadster....

That's auction is in US, unfortunately it doesn't count :icon14:

This is from the Canadian black book which is similar to KBB
http://img836.imageshack.us/img836/6550/vy56.png

alcheng 01-04-2014 11:37 AM

lots of Canadian import their cars, including Z, from US...

SIKHRYDE 01-07-2014 09:08 PM

Yah i'm actually glad they didnt write it off!!! I didnt want to see my car go :(

I think one of the main reasons is because the air bags didnt go off....

And besides even if I got the money for it - which I would assume would be around 35K , I wouldn't be able to buy a Z back for that price.... at least not a blue roadster.... took me a long time just to find the one I did!

Anyways thanks for your help everyone - I will follow your advice and stick with all Nissan Parts and nothing custom....

But maybe I should look into buying an exhaust since they will probably do the install + labour for no cost since they making so much money on this project....

As for the car not driving the same... I am keeping my fingers crossed.... they said its mostly cosmetic stuff anyways.... but I will stay optimistic

Since I am getting two brand new rims - is there anything really I can do with the old ones? I mean looking at it they still look good with the exception of some small scratches...

I will check the forum threads to see what ppl recommend for exhausts.... in particular those with convertibles.... that way the noise isn't annoying with the top down and u can still enjoy the ride!

SIKHRYDE 01-31-2014 09:12 AM

So went back to the shop ... they said my car should be ready in about 2 weeks...

Here is some pictures I took from before - lol doesn't look like much progress

https://scontent-a-ord.xx.fbcdn.net/...88715790_n.jpg

https://fbcdn-sphotos-d-a.akamaihd.n...03571242_n.jpg

https://scontent-a-ord.xx.fbcdn.net/...18478228_n.jpg

https://fbcdn-sphotos-a-a.akamaihd.n...66816395_n.jpg

Also, I am getting my car fully painted. Do you think I should get the bodyshop to do a design at the bottom and the front and back?

Before I plasti dipped the front and back - but does it make sense now to get it painted?

I was looking at these cars and it looked pretty slick....

http://www.the370z.com/members/mblue...sse-forged.jpg

http://1.bp.blogspot.com/-g48TqnIKnO...VVSCV2_3ed.jpg

Thoughts? Also should I be telling the body shop anything specific after painting the car? Like put on clear coating or something like that? (LOL I dont know any of this stuff as you can tell!)

Boomer370 01-31-2014 09:51 AM

Hey OP,

There is nothing really specific that I know of that you can ask them when they paint the car. Unless you are really going custom colours, finish, etc.

Otherwise the painting and finishing process are all pretty standard, unless you go to Maaco or whatever then you'll have some problems.

by the way the VOSSEN car is Vinyl Wrapped in satin blue, or whatever colour they call it at RESTYLEIT

SIKHRYDE 02-13-2014 09:29 AM

Hi Guys,

Here are some updated shots - lol she still looks terrible but is coming together.

Car is in the process of getting painted.

https://fbcdn-sphotos-c-a.akamaihd.n...58323274_n.jpg

https://scontent-a-ord.xx.fbcdn.net/...37043498_n.jpg

https://fbcdn-sphotos-h-a.akamaihd.n...67284249_n.jpg

https://scontent-b-ord.xx.fbcdn.net/...91197867_n.jpg

https://scontent-b-ord.xx.fbcdn.net/...69415364_n.jpg

https://fbcdn-sphotos-f-a.akamaihd.n...93183777_n.jpg

https://fbcdn-sphotos-e-a.akamaihd.n...32700593_n.jpg

https://scontent-a-ord.xx.fbcdn.net/...68625244_n.jpg

Boomer370 02-13-2014 10:03 AM

Getting there!

OP: where are you getting the work done at?

LMBmikeZ 02-13-2014 10:36 AM

Quote:

Originally Posted by Boomer370 (Post 2691712)
Getting there!

OP: where are you getting the work done at?

:iagree: at least you are seeing progress! :tup:

Grindkiezer 02-13-2014 10:42 AM

Quote:

Originally Posted by zakimak (Post 2618620)
Looks like you'll need:

2 wheels,
2 tires
Front Caliper
Lines
Upper and lower arms
Shock and Spring
Crash bar
Bumper
Driver Fender
Driver Head Light
Control Arm
Inner fender
various suspension bits
Paint and labour
Alignment

BTW - The ZR is not winter worthy

And a new front emblem

Grindkiezer 02-13-2014 10:44 AM

To Op: All those panels look great. Wherever you went knows what they're doing.

zakimak 02-13-2014 04:04 PM

Maybe this is too late but tell them to remove the clip trim from the window and door handle before painting. I have yest seen a clean job with taping the trims along. Looks sad but it will feel good when you get it back!

Ire 02-13-2014 05:06 PM

omg why are you going back to stock? you could have had a highly modded Z with the cost of that repair!

zefaulter 02-13-2014 11:42 PM

Quote:

Originally Posted by Ire (Post 2692292)
omg why are you going back to stock? you could have had a highly modded Z with the cost of that repair!

Not everyone likes to mod man.

Boomer370 02-14-2014 08:09 AM

Quote:

Originally Posted by zefaulter (Post 2692671)
Not everyone likes to mod man.

Quote:

Originally Posted by Ire (Post 2692292)
omg why are you going back to stock? you could have had a highly modded Z with the cost of that repair!

IRE thinking with his PEN!S again....

:icon18:

SIKHRYDE 02-20-2014 05:35 PM

Hey Guys,

Here are some more updated pictures. The car just got painted. Next week they will be pretty much putting it all together and then getting 3M to come and put on that plastic protective stuff on the covers.

@Boomer370 I am getting it done from Shawon Auto Repair in Sauga. I know the guy well now - so if you ever need to go let me know and I can get you better pricing.

@IRE I would have loved to put custom stuff - I actually asked the group based on what the insurance appraiser was giving what custom parts should I get - and everyone pretty much said keep it to stock.

I got 2 new rims - unfortunately they could not give me back the old ones because they said they get a bit of a refund when giving the core back or something.

But they said the old tires they will give it to me .... maybe I will put it up on Kijiji or something or keep them - who knows....


Anyways below are the pics:


https://fbcdn-sphotos-b-a.akamaihd.n...16407823_n.jpg

The above picture is when they painted it yesterday. And this is how the car looks like today.

https://scontent-b-ord.xx.fbcdn.net/...61421740_n.jpg

https://fbcdn-sphotos-f-a.akamaihd.n...54231746_n.jpg

https://fbcdn-sphotos-d-a.akamaihd.n...08350406_n.jpg

https://fbcdn-sphotos-g-a.akamaihd.n..._1011643_n.jpg

alcheng 02-20-2014 05:47 PM

Quote:

Originally Posted by SIKHRYDE (Post 2701386)
Hey Guys,

Here are some more updated pictures. The car just got painted. Next week they will be pretty much putting it all together and then getting 3M to come and put on that plastic protective stuff on the covers.

@Boomer370 I am getting it done from Shawon Auto Repair in Sauga. I know the guy well now - so if you ever need to go let me know and I can get you better pricing.



I hope he doesn't need your help then.... :icon18::icon18::icon18:

zakimak 02-20-2014 07:07 PM

Quote:

Originally Posted by SIKHRYDE (Post 2701386)

But they said the old tires they will give it to me .... maybe I will put it up on Kijiji or something or keep them - who knows....

Hey man please make sure there were no side wall/ belt damage to the tires from the accident before you sell. A lot of times tire will balance but has internal damage resulting in blow out at high speeds. People who buys these tire likely has high performance cars and you might ruin their day. Whatever you can get from kijjijji or craigslist is not worth the potential of hurting someone IMO. Don't let karma visit you. Just a thought.

SIKHRYDE 02-21-2014 05:12 PM

I agree - I asked the autobody shop just that because I would never want anyone to go through what I did ... or worse...

What I will do if I do sell is to get the tires inspected by the Nissan Dealership.

Maybe I will just hang on to them.

I am framing my banged up license plate as a memory / souvenir!

Ire 02-21-2014 09:05 PM

the reason they tell you not to is because its a hassle for them
1) they have to wait for parts to arrive
2) they're lazy
3) they have to adjust for fitment
4) most people dont know **** about mods. so they get things for cheap, that dont fit or otherwise are a headache for the bodyshop.


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