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Nixin 12-14-2015 01:07 PM

Quote:

Originally Posted by clkio (Post 3367235)
full insurance on my Z $80 a month, so I just keep it insured all the time so I take her out on a cruise on those nice sunny winter days.

How the heck did you manage to find insurance for your Z for $80.00 per month? I am in my mid 40's, no accidents, no tickets, clean as clean can be abstract and I am paying over $200 per month? I wonder if it's simply because I live in the 905? WTF??? Insurance is an organized racket and I am getting robbed and raped! Please send me a PM with your insurance brokers info. I need to contact them asap. Thanks.

clkio 12-14-2015 01:38 PM

No idea, I am with Blair direct and I pay 86 a month for the Z my man. I pay 160 for my sonata (DD), I guess they said they based it on how many claims per vehicle they have.

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Nixin 12-14-2015 02:19 PM

I don't know anymore. There seems to be no rhyme or reason with these insurance pirates. They gouge people at every possible moment. The government doesn't seem to care as they cannot regulate a bowel movement, let alone the insurance mafia.

mishuko 12-15-2015 02:34 PM

Quote:

Originally Posted by Nixin (Post 3367528)
I don't know anymore. There seems to be no rhyme or reason with these insurance pirates. They gouge people at every possible moment. The government doesn't seem to care as they cannot regulate a bowel movement, let alone the insurance mafia.

blame our government. fkin ******** promised to reduce rates but have only caused more issues.


my insurance was above 280 a month... i'm down to under 220.

oh and i'm also 27 + had a speeding issue 2 years ago.

soooooooooooooooooooooooooooo i think it's time to shop around!

if you want some solicited advice i can provide you with some names to help shop around. shoot me a PM if you need it

alcheng 12-15-2015 02:57 PM

Quote:

Originally Posted by mishuko (Post 3368351)
blame our government. fkin ******** promised to reduce rates but have only caused more issues.


my insurance was above 280 a month... i'm down to under 220.

oh and i'm also 27 + had a speeding issue 2 years ago.

soooooooooooooooooooooooooooo i think it's time to shop around!

if you want some solicited advice i can provide you with some names to help shop around. shoot me a PM if you need it


try costco.ca, their affiliate gives pretty good rate.

adidascanada 12-15-2015 02:57 PM

Quote:

Originally Posted by mishuko (Post 3368351)
blame our government. fkin ******** promised to reduce rates but have only caused more issues.


my insurance was above 280 a month... i'm down to under 220.

oh and i'm also 27 + had a speeding issue 2 years ago.

soooooooooooooooooooooooooooo i think it's time to shop around!

if you want some solicited advice i can provide you with some names to help shop around. shoot me a PM if you need it

Let's try and find some group rates? LOL

mishuko 12-15-2015 03:06 PM

well mine is understandable, my own company has 'employee' rates for insurance. i got a quote from this broker and it was still lower. a LOT lower. in fact my old rate was still lower compared to me shopping around near renewal.


i could solicite an insurance broker and they'll do the leg work for you. as said just let me know if you're interested and i can point you in that directin :)

gotta look out for my z-brows

bbs370z 12-15-2015 04:08 PM

This a meet thread or insurance thread? Lol I'm getting shafted by Allstate for 4000 per year on my z and motorcycle.

mishuko 12-15-2015 05:17 PM

Lol this is a support thread ;) for everyone in withdrawal.

Anyways my word of advice for everyone is don't be afraid to shop around.

Nixin 12-15-2015 06:27 PM

Yup, it's time to shop and drop. Shop for new/better insurance company and drop the @$$h0le$ who are ripping me off now. mishuko, I will send you a PM.

Ire 12-16-2015 09:22 AM

yeah i take it off insurance and just keep fire and theft on it.
which is why i was surprised when so many people said they took it out for a spin. im not about to get caught driving without insurance, my car is loud and bright as **** its not exactly subtle. plus if im taking it out, im going to do some spirited driving.

its legit killing me to drive a civic right now...

mishuko 12-16-2015 10:12 AM

because i still owe i'm fully covered... drove to work today and it started to snow. wtf.

hoping it dries up to take it thru a touchless and then repark on the weekend.

ShinyBlueZ 12-16-2015 12:27 PM

Quote:

Originally Posted by Ire (Post 3369136)
its legit killing me to drive a civic right now...

You should execute my personal dream that I cannot due to lack of funds. Get a 'beater' 350z for the winter. Then you'd have a Z to drive year-round :tup:

Otherwise.. pimp out your civic it's a great winter car. :driving:

LMBmikeZ 12-16-2015 02:00 PM

Quote:

Originally Posted by mishuko (Post 3369215)
because i still owe i'm fully covered... drove to work today and it started to snow. wtf.

hoping it dries up to take it thru a touchless and then repark on the weekend.

You can still do fire and theft. I did it every year I owned the z. I don't owe on it anymore but the last 4-5 winters that I did owe all I needed was to contact the lender tell them what was up. They then either give you a letter or will send something to insurance on your behalf. Then when you give that to them insurance will gladly switch it for you. Just need to do a little leg work yourself to get it. But you will save probably at least $150/month.

I pay a little over $200 when on the road full coverage and $500 deductible. Then for fire and theft I am around 30-40/month for winter. I also have a large speeding ticket on my record and I am 29. But it is almost gone one more year of the BS. Worst part is. I beat the ticket. But since it involved a suspension that stays on record even though I wasn't charged for the offence, so stupid! Pay more insurance for 5 year even though I won. My lawyer said there was not much I could do about it too.

So ya if your paying more then us and your older then us with clean record your getting raped!

LMBmikeZ 12-16-2015 02:01 PM

Come to think of it, it might be off my record this spring come renewal time :excited:


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